Nothing beats spending time in the great outdoors, but having the right equipment on hand can make each outing more fun and exciting. If you’re thinking of buying your first outdoor toy – whether it’s a boat, motorcycle, ATV, or RV – congratulations! It’s a big step toward helping you and your loved ones have fun away from the TV.
But there’s more to buying your first big toy than meets the eye. Here are a few tips to help you buy with confidence (and avoid buyer’s remorse later).
Before you start looking at different models and options, think about where you’ll use this vehicle most often. For example, if you’re considering buying a boat, think about the types of waterways you’ll frequent most. This can help you determine whether a motor is necessary and what types of capabilities the boat needs so you can get the most out of each trip.
If you’re buying a camper, think about where you’ll take it. People that prefer to camp in developed campgrounds with full hookups for power, sewer, and water may need different RVs than those that prefer to camp in the wilderness. If you’re interested in a motorcycle, think about how and where you’ll ride.
If you’re planning on paying for a new boat, RV, motorcycle or ATV with cash, consider how much you have saved up for the purchase and narrow your search to models that fit your savings (also factoring in future costs, as discussed below). If you’re thinking of paying for your recreational vehicle with a loan, apply before you start shopping. This way, you’ll know how much you’ll be approved for and can make offers with confidence as soon as you find a model you like.
At American Heritage, we encourage you to apply for financing before you head to the dealer. Our team will help you every step of the way from completing the application to helping you lock in one of our low ATV/power watercraft financing rates, motorcycle loan rates, or RV loan rates.
Of course, buying a boat or similar outdoor toy isn’t the only expense you’ll face. You also need to pay attention to the additional costs that come with owning your new toy. These are a few of the most common costs you can expect for each type of vehicle.
High-resolution images can tell you a lot about the features and nice touches for different makes and models that you’re considering. But they won’t tell the whole story and the number of details they highlight are limited by the photographer’s skills and their desire to showcase their RV, boat, ATV, or motorcycle for sale.
Rather than relying on internet listings for information, try to view different makes and models in person. Walk around the exterior and make sure the finish is in good condition. Be mindful of rust and corrosion on the components and always ask to take the vehicle for a test drive if possible.
If you’re buying anything used, consider getting it inspected by an experienced mechanic before you close on the purchase. Remember, some sellers may be tempted to overstate a vehicle’s condition in their listings. Your mechanic will help you make sure you’re not spending more than you should on the vehicle and can tell you if the vehicle is a worthwhile investment for your budget.
Depending on the state and vehicle, you may be required to get a special license or safety certification before you can use your vehicle. Check with the relevant agency in your state for specific requirements or ask a reputable dealership for information.