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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Protect Your Data in a Digital World: Simple Steps for a Safer 2026

By: American Heritage 01.29.26 2 minute read

Every day, we rely on digital tools—like online shopping, mobile banking apps, social media, and email—to make life easier. But all of this convenience comes with significant risk. Cybercriminals constantly look for weak spots, and even one reused password or an accidental click on a suspicious link can open the door to identity theft or financial loss.

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Using Home Equity? Don't Forget These Important Tax Implications

By: John Lutz 01.22.26 4 minute read

Whether it's a home equity loan or line of credit, home equity is a valuable resource for you to lean into as a homeowner. There are several ways in which you can use the funds because of your equity, and the benefits don't stop with that variety. You can also receive significant tax advantages depending on how you're using the home equity funds.

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What is a Home Equity Line of Credit and How Does It Work?

By: John Lutz 01.15.26 4 minute read

Being a homeowner is a major accomplishment in life. Your home is likely the biggest purchase you'll ever make, and you deserve to be rewarded for your hard work and perseverance in owning a home. A Home Equity Line of Credit is a perfect opportunity for you to maximize your home's value and achieve long-awaited goals.

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The Best Time of Year to Purchase a Home, Car, and More

By: John Lutz 12.31.25 5 minute read

With the new year approaching, you may have your eyes set towards your goals for the upcoming year. Perhaps you’re hoping to buy a new home, or the next car for your family. Or maybe this will be the year you buy your partner the engagement ring they deserve. The truth is, no matter what your major purchases will be in the months ahead, there are certain times of the year where it’s better to buy these items than others.

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4 Simple, DIY Crafts for the Whole Family This Holiday Season

By: John Lutz 12.18.25 4 minute read

With all the shopping, cooking, and excitement of the holiday season, it’s a little too easy to lose some of the real meaning behind the winter holidays. This time of year is truly about spending time with family and friends. If you’re looking for ways to find that quality time with loved ones, simple do-it-yourself (DIY) crafts are a perfect way to find that time without having to spend a lot of money.

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7 Simple Ways to Reduce Holiday Stress and Save Money

By: American Heritage 12.11.25 3 minute read

The holidays are a time for joy, connection, and celebration, but can also bring added financial pressure and emotional stress. With high expectations for gift-giving, hosting, and traveling, it's easy to feel overwhelmed. The good news? A little planning and a thoughtful approach can go a long way toward creating a more meaningful and financially manageable holiday.

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