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A woman stands behind the counter in her small business, with bottles of wine on shelves behind her

How to Know When You're Ready to Become an Entrepreneur

By: American Heritage 05.08.25 3 minute read Business

With this week being Small Business Week, it’s a perfect opportunity to celebrate small businesses and the folks behind them. Starting your own business offers the freedom to shape your career and pursue your passions while building something uniquely your own. But, making the shift from employee to entrepreneur is a big step. It demands a mix of skills, preparation, and a willingness to tackle challenges. If you’re considering becoming your own boss, here are some signs that could indicate you’re ready to take that leap.

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A young couple reviews their finances on a laptop in the kitchen.

How Saving Automatically Can Boost Your Financial Security

By: American Heritage 04.17.25 3 minute read Savings & Budgeting

It’s always the right time to evaluate your savings journey and implement a plan to boost your financial security. For this year’s recent America Saves Week, the theme of Saving for Your Past, Present, and Future serves as a reminder that financial wellness doesn’t happen by chance. We must take proactive steps to save, plan, and adjust our habits to be financially prepared for the expected and unexpected.

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Is a Personal Loan Right for You?

By: John Lutz 04.15.25 4 minute read Product Spotlight

Life is full of ups and downs. Milestone events like weddings, bar and bat mitzvahs, and birthdays are exciting moments of growth and love. But then there are the curveballs that life throws, such as unexpected medical emergencies or major car or home repairs. While these events vary significantly in terms of emotion, they are similar in at least one way—each costs money.

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A family of four smiles at one another as the parents carry the children in a park.

Teach Kids About Money With Simple, Everyday Lessons

By: American Heritage 04.03.25 3 minute read Family

April is Financial Literacy Month and Credit Union Youth Month, so it’s the perfect time to think about how to help our children develop smart money habits that will last a lifetime. Parents and guardians have so many unexpected opportunities to teach kids about money in the course of everyday life. By turning these moments into easy-to-understand lessons, you can empower your children to make wise financial choices from the start. Read on for some easy ways to build your child’s financial literacy.

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Ask the Experts: Gigi

By: John Lutz 03.31.25 3 minute read Product Spotlight Ask The Experts

We know how busy life can be. Accessibility and convenience are key when it comes to several aspects of your life, especially your finances. You want to have peace of mind knowing you can easily access your accounts and receive the support you may need with your banking. Here at American Heritage, we recently introduced a new tool to help in these matters.

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Don't Tax My Credit Union

By: John Lutz 03.27.25 4 minute read Policy & Economy Tax Filing

You may have noticed a lot of recent discussion regarding taxes on credit unions. Lawmakers and the current administration are currently discussing tax reform. As a piece of that discussion, they’re looking at changing the credit union federal income tax status. As a member of a credit union, this isn’t just a tax on your financial institution—it’s a tax on you. Credit unions pay billions in state and local taxes each year. If Congress moves ahead with this revision and taxes the profits on credit unions, this will directly affect you as a member. These profits are returned to you in the form of fewer fees, better rates on loans, and higher dividend earnings.

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A proud business owner stands in uniform, smiling.

7 Easy and Free Ways to Support Small Businesses

By: American Heritage 03.20.25 4 minute read Business

When was the last time you shopped at a small business? On the contrary, when was the last time you shopped at a major retailer, either in person or online? While it may seem trivial, shopping small business provides benefits to not only yourself, but also the local community.

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A young woman piggyback rides on her partner, both smiling.

Go for Gold with Savings Products from American Heritage

By: John Lutz 03.13.25 4 minute read Savings & Budgeting

No matter your stage in life, it’s never too early to begin saving! Whether it’s an emergency fund, saving for goals like a car or a first house, or developing your retirement fund, there are a wide range of strategies and products you can use to meet your savings goals. How are you doing in your progress to reach your savings goals, and which accounts and strategies will work best for you?

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