Have you and your family been searching for that perfect budget-friendly activity this winter? There are plenty of fun, educational activities and venues to explore around Philadelphia. And as an added plus, none of these events will break your wallet! Some even provide a discount for American Heritage members.
Identity theft, as well as other types of fraud, are far too common. In fact, more than 230,000 reports of identity theft were received by the Federal Trade Commission (FTC) in the fourth quarter of 2023 alone. But as with any type of fraud, you can protect yourself by understanding hacker’s methods and the ways in which you can protect yourself and your personal data.
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If you’ve ever applied for a loan or a credit card, chances are you have had your credit score looked at. Lenders assess your credit score as a measure of the kind of borrower you are—how likely you are to pay them back, keep up with monthly payments, etc. But what exactly is a credit score, and what factors impact whether you have a good or a poor score?
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It doesn't need to be a new year to set goals and start fresh. Are you making plans for a brighter, more financially secure future? Building or strengthening your emergency fund is a great place to start. While saving for an emergency may not sound as exciting as splurging on a luxury item, putting aside enough for a robust backup fund will help you achieve financial peace of mind.
Once you earn your driver’s license, chances are you’ll have your eyes set on purchasing your first car. But there’s a lot more to this than just knowing your dream car’s make and model. You’ll need to know your budget, explore insurance options, and decide whether to buy a new or used car.
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Data security impacts all of us, and as Data Privacy Week approaches at the end of the month, we want you to feel confident that you can safeguard your personal and financial information in this digital age. Whether you’re banking online, shopping, using social media, or even going about your business offline, the risks of having your personal or financial data compromised are there.
While deemed by many “the most wonderful time of the year,” the holidays can also undoubtedly be stressful. From preparing your home for visiting relatives to booking travel, there are so many components that go into making the holidays extra special. Holiday shopping is no exception to this, with never-ending gift lists and Black Friday deals all around.
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Accepting credit cards can help your business grow. While card payments offer convenience and efficiency, businesses must remain vigilant and proactive to ensure that every transaction is secure and legitimate.
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Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.
Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult today can cost over $310,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.
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