Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

CLEAR FILTER

Posts about Savings & Budgeting

How to Financially Prepare for Parental Leave

By: John Lutz 07.24.25 4 minute read

If you’ll be welcoming, or recently welcomed, a child into the world, congratulations! This should truly be a pivotal and beautiful moment in your life. But with all the happiness and joy, there may also come some anxiety, particularly around finances. But with the right financial plan and budget, you can set yourself and your family up for successful parental leave.

READ THE ARTICLE

Vacation Smarter: How to Budget for the Unexpected

By: American Heritage 07.17.25 3 minute read

Your summer vacation should be full of sunshine, relaxation, and unforgettable memories, not unexpected bills. But even the best-planned trip can come with surprise expenses that throw your budget off course. From hidden fees to unexpected detours, staying financially prepared can make all the difference. Here are some tips.

READ THE ARTICLE

Saving for Your Education: Understanding a 529 Plan

By: John Lutz 05.29.25 4 minute read

Education is a right deserved by all citizens. But as foundational as education may be, it might not be accessible at all levels for everyone, especially for higher education. While you may be familiar with student loans, grants, and scholarships, there are other paths you can seek to save for your goals. One of these options is an educational savings account, commonly known as a 529 Plan.

READ THE ARTICLE

Managing Your Finances & Your Mental Health

By: John Lutz 05.15.25 4 minute read

Do you often find yourself stressed over finances? If you do, you’re not alone. In a 2023 study by PricewaterhouseCoopers, around 57% of Americans consider finances to be the biggest stressor in their lives. With many throughout the world living paycheck-to-paycheck, these findings aren’t too surprising. So what can you do to manage both your finances and your mental health?

READ THE ARTICLE

How Saving Automatically Can Boost Your Financial Security

By: American Heritage 04.17.25 3 minute read

It’s always the right time to evaluate your savings journey and implement a plan to boost your financial security. For this year’s recent America Saves Week, the theme of Saving for Your Past, Present, and Future serves as a reminder that financial wellness doesn’t happen by chance. We must take proactive steps to save, plan, and adjust our habits to be financially prepared for the expected and unexpected.

READ THE ARTICLE

How to Budget and Save Wisely with American Heritage Credit Union

By: John Lutz 02.27.25 4 minute read

When did you last deposit money into your savings account? Do you have a budget in place to help pay off your credit card? This week is National America Saves Week, so now is the perfect time to consider these questions and more! National America Saves Week marks a time to explore savings account options, evaluate your budget, and work towards reducing your debt. Beginning in 2007, National America Saves Week was introduced by the Consumer Federation of America (CFA) to encourage Americans to save money and work towards financial stability and wellness. While it may sometimes be difficult to take a hard and in-depth look at your finances, this week presents an excellent opportunity to set yourself up for financial success in 2025 and beyond!

READ THE ARTICLE

How to Build an Emergency Fund Faster: Tips and Strategies

By: American Heritage 01.16.25 3 minute read

It doesn't need to be a new year to set goals and start fresh. Are you making plans for a brighter, more financially secure future? Building or strengthening your emergency fund is a great place to start. While saving for an emergency may not sound as exciting as splurging on a luxury item, putting aside enough for a robust backup fund will help you achieve financial peace of mind.

READ THE ARTICLE