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Posts about Savings & Budgeting (2)

A couple sits on their patio, smiling at each other and drinking coffee

Timing and Savings: Grow Your Money With the Right Strategy

By: American Heritage 10.03.24 4 minute read Investing & Retirement Savings & Budgeting

October is Financial Planning Month, making it a great time to take a closer look at your financial goals and how you’re working toward them. One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades—should shape how you save or invest. This is called your time horizon, and it plays a major role in determining the best strategy for reaching your objective.

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A group of college students walks together on their college campus

How to Budget for Success at College

By: John Lutz 09.12.24 4 minute read Savings & Budgeting Credit

Whether it’s your freshman or senior year of college, you’re hopefully beginning to feel settled and prepared to tackle the fall semester. Amidst a stack of textbooks and endless trips to the library, managing your finances and a budget might be the last thing on your mind during the academic year. However, it is possible to balance your financial health with your academic and social life during college.

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A couple lies on their floor looking at their tablet, with the man holding their dog

From Budgeting to Retirement: 12 Financial Rules You Need to Know

By: American Heritage 08.29.24 3 minute read Investing & Retirement Savings & Budgeting

Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. Below, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.

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A mother of three shopping in the grocery store's produce section holding carrots

Inflation, Deflation, and Disinflation: Knowing the Difference

By: John Lutz 07.18.24 4 minute read Policy & Economy Savings & Budgeting

We’ve all heard of inflation, whether that be in a high school history class or through a news program of the past few years. But what about deflation and disinflation? At first glance, they may sound like improvements over inflation. However, both terms carry their own weight and, in some respects, consequences.

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A young bartender pouring a drink behind a bar for a customer

Navigating Rising Costs: How to Secure a Part-Time Job

By: Nicholas Franks 07.11.24 5 minute read Culture Savings & Budgeting

In today's ever-evolving economic landscape, many of us find ourselves grappling with rising costs of goods. From groceries to gas, the impact of inflation has been felt across the country, leaving countless households looking for ways to fill the gap in their wallets. One popular solution is obtaining a part-time job.

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How to Save (More) With a Hybrid Work Schedule

By: Holly Love 03.21.24 3 minute read Savings & Budgeting

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Man and woman celebrating on their wedding day

Making Personal Loans Work for You

By: Nicholas Franks 02.29.24 2 minute read Product Spotlight Savings & Budgeting

Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.

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How Your Wallet Affects Your Heart

By: American Heritage 02.15.24 3 minute read Health & Wellness Savings & Budgeting

Whether it’s due to job loss, overreliance on credit, or unexpected expenses, many Americans experience financial stress. If you’re one of them, then you know how difficult it can be—but did you know that it could actually affect your health?

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Young woman with glasses on computer and financially budgeting

Financial Ins and Outs for 2024

By: Kirstin Wilson 01.18.24 3 minute read Savings & Budgeting

At the start of each year, people are looking to lock-in their New Year’s resolutions to help improve various aspects of their lives, including health and wellness changes, career goals, and travel and leisure plans. An important but often left behind category of resolutions focuses on becoming more fiscally responsible.

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