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Posts about Mortgage

The Best Time of Year to Purchase a Home, Car, and More

By: John Lutz 12.31.25 5 minute read

With the new year approaching, you may have your eyes set towards your goals for the upcoming year. Perhaps you’re hoping to buy a new home, or the next car for your family. Or maybe this will be the year you buy your partner the engagement ring they deserve. The truth is, no matter what your major purchases will be in the months ahead, there are certain times of the year where it’s better to buy these items than others.

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Your Guide to First-Time Homebuyer Programs

By: John Lutz 09.18.25 4 minute read

Buying a home is undoubtedly one of the largest, if not the largest, purchases you will make in your lifetime. With such weight on finding and buying a home, it’s typical to be nervous about homebuying or to not even know where to start. Thankfully, there are lots of resources and programs out there designed to help you for this specific purpose.

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How to Financially Prepare for Emergencies and Natural Disasters

By: American Heritage 09.04.25 3 minute read

We can't predict when disaster will strike, but we can plan for it. From blizzards, floods, and power outages to medical emergencies and job loss, unexpected events can shake up your life and your budget. That’s why every September, National Preparedness Month reminds us all to prepare ahead of time to protect our families, homes, and finances.

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Ready to Buy a Home? Start Here

By: American Heritage 02.20.25 5 minute read

Buying a home is exciting, but it’s also one of the biggest financial decisions you will make. Whether you’re planning to buy your first home or looking to relocate, now is a great time to start preparing for homebuying season. Follow these strategies to reduce stress and increase your chances of a successful home purchase this season.

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Preapproval: An Important Step in the Loan Process

By: John Lutz 10.24.24 4 minute read

There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.

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10 Common Mortgage Myths Debunked

By: American Heritage 06.06.24 4 minute read

Buying a home is a big step, both emotionally and financially. Naturally, you want the most accurate information to guide you through this process. However, a surprising amount of misinformation is out there, sometimes unintentionally passed along. Let’s clear up some common misconceptions to help you navigate the complexities of buying a home.

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