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Posts about Auto

Is an Electric Vehicle the Right Car for You?

By: John Lutz 04.30.26 5 minute read

Have you seen more people charging their cars instead of filling up at the gas pump out on your drive? Electric vehicles, also known as EVs, have become more popular over the last few years. Whether it's helping the environment, saving money on gas, or wanting to try something different, there are a variety of reasons that an EV could be an option for you.

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The Best Time of Year to Purchase a Home, Car, and More

By: John Lutz 12.31.25 5 minute read

With the new year approaching, you may have your eyes set towards your goals for the upcoming year. Perhaps you’re hoping to buy a new home, or the next car for your family. Or maybe this will be the year you buy your partner the engagement ring they deserve. The truth is, no matter what your major purchases will be in the months ahead, there are certain times of the year where it’s better to buy these items than others.

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What Your Next Car Will Really Cost You

By: American Heritage 06.05.25 4 minute read

Buying a car is exciting, but it's also a significant financial decision. Between shiny dealership offers and online listings, it's easy to focus only on the sticker price and monthly payment. However, owning a car means more than just making your loan payment each month. So, how much will your next car really cost? Here's a breakdown of the most important expenses to consider and how American Heritage can help you manage them wisely.

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Six Tips for Buying Your First Car

By: John Lutz 01.09.25 5 minute read

Once you earn your driver’s license, chances are you’ll have your eyes set on purchasing your first car. But there’s a lot more to this than just knowing your dream car’s make and model. You’ll need to know your budget, explore insurance options, and decide whether to buy a new or used car.

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Preapproval: An Important Step in the Loan Process

By: John Lutz 10.24.24 4 minute read

There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.

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Your Guide to Planning the Perfect Road Trip

By: American Heritage 05.23.24 4 minute read

Is the open road calling you? You’re not alone. Every summer, millions of people in the U.S. travel by car for leisure. In fact, National Road Trip Day is celebrated the Friday before Memorial Day each year. Whether you’re heading across the state or across the country, a road trip can be a fun, flexible, and economical way to travel with the family. Before you gas up and hit the highway, a little planning can ensure a smooth and enjoyable journey. From preparing your vehicle to mapping out your route and packing emergency supplies, here are some tips for making the most of your summer road trip.

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Is Auto Loan Refinancing Right for Me? Q&A

By: Holly Love 01.25.24 4 minute read

So, you currently have a loan that allows you to purchase or lease a vehicle, but your monthly payments or term are not what you’d like them to be. Refinancing your auto loan would replace your existing loan with one that can meet your desired monthly payment amount and preferred term length. When you refinance, you could save hundreds or more dollars in interest over the loan’s term.

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Is Now the Right Time to Buy Out My Auto Lease?

By: American Heritage 07.13.23 3 minute read

These days, the used car market is greased lightning, with prices soaring by 44% over the last five years. As your lease comes to an end, you’ll find yourself at a crossroads: Should you return the car for a different model or buy out your lease to own the car you’ve already got? In this article, we’ll help you determine which route to take.

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