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Posts about Investing & Retirement

5 Common Insurance Mistakes to Avoid (and How to Fix Them)

By: American Heritage 06.25.26 3 minute read

Insurance is one of life’s necessities that is easy to overlook or push to the back burner – until you need it. Unfortunately, many families find that they are underinsured, are overpaying, or simply don’t have the right kind of coverage. In honor of National Insurance Awareness Day on June 28, here are five common, costly insurance mistakes and how to avoid them.

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Navigate Becoming Power of Attorney for an Aging Parent with Confidence

By: American Heritage 07.31.25 4 minute read

Taking on the role of power of attorney (POA) agent for a parent can feel overwhelming, because it is. It means stepping into their shoes, often during times of vulnerability, and making important decisions about their finances, healthcare, or both. But while it comes with legal authority, it also comes with emotional weight and familial complexity.

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From Budgeting to Retirement: 12 Financial Rules You Need to Know

By: American Heritage 08.29.24 3 minute read

Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. Below, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.

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Preventing Procrastination: Tackling Your Finances Head-On

By: American Heritage 08.08.24 3 minute read

Are you a financial procrastinator? It’s easy to put off certain financial tasks, whether they be paying a specific bill, creating an emergency fund, or writing a will. The simple truth is that nothing good can come from procrastinating on these items. A late bill incurs interest, and you unfortunately never know when a will or emergency fund will be needed.

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