It’s easy to take debit cards for granted. After all, they’ve been around since 1966 – the same year the Beach Boys released Pet Sounds. And just like the classic album, debit cards have stood the test of time. It’s easy to see why. Debit cards are safer and more convenient than carrying around lots of cash. And because they’re usually connected to one of the big credit card networks – Mastercard® or Visa® – you can use your debit card like a credit card to make quick purchases in stores and online. But unlike a credit card, which lets you charge purchases and pay them back later, you use your debit card to pay now by drawing funds directly from your checking account. If you’re budget-conscious, paying with your debit card is a smart way to track spending, skip credit card fees, and avoid racking up a credit card balance and interest charges that may be hard to repay. Debit cards have evolved quite a bit over the years. Here at American Heritage, our Independence Debit Card just keeps getting better – with new features and perks to help you save time and get more for your money. Let’s take a closer look.
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