Make the Most of Your Money in 2024 by Organizing
The new year is the perfect time to declutter your finances. Learn the simple way to organize, consolidate, and automate your way to financial order.
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Posts about Savings & Budgeting (3)
8 Healthy Financial Habits You Should Develop
If you feel overwhelmed by your finances, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck, struggling to pay bills or save for the future. By adopting healthy financial habits, you can help reduce financial stress, increase financial security, and enhance peace of mind.
What a Baby Costs in the First Year
Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult can cost over $300,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.
The value and joy of parenthood outweigh any monetary expense, but numbers that large can still be intimidating. The number one piece of advice for new parents is not to panic about finances. When you break the costs down, the expenses are more manageable and can be planned for ahead of time.
Tips to Break the Paycheck-to-Paycheck Cycle
Between the rising cost of groceries, gas, and general life expenses, it can be hard to stay on top of all your bills, let alone get ahead. If you’re struggling to make your money last until your next payday, you’re not alone. This survey found that more Americans than ever are living paycheck to paycheck – including a third of people who make six figures a year.
Maybe your finances are stretched thin because you’re living beyond your means, like if you bought a fancy new car with a budget-breaking payment. Or maybe you were getting by just fine – until an unexpected medical issue or urgent car repair popped up. Whatever the reason, if you’re having a hard time making ends meet, these tips can help you break the paycheck-to-paycheck cycle and start making progress toward your financial goals.
How to Save Your First $1,000
There are many reasons why it feels difficult to save money. Economic circumstances, debts, emergencies, or impulse purchases can all wreak havoc on our savings accounts—or prevent us from building our savings in the first place.
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5 Money Saving Tips From America Saves Week
Since 2007, America Saves Week has been inspiring people of all ages to commit to building and maintaining good savings habits. This year’s theme is “A Financially Confident You,” and it’s all about taking control of your finances to achieve financial well-being.
In honor of America Saves Week, here are some money-saving tips to help you boost your financial confidence and empower your financial future.
Save More in the New Year with These Tips
Whether your goal is to save $500 or $5,000, methods used for saving can be easily scaled to accomplish any dream. Developing a plan early into the year can be inspiring, but you don’t need to wait for a new year to get started.
Knowing which products earn the highest dividends will help you reach your goal faster. Depending on your needs, a high yield savings account or certificate are excellent choices for the determined saver.
6 Ways to Save Big With Post-Holiday Sales
If you didn’t snag all the Black Friday and Cyber Monday deals you were hoping for — or if you didn’t receive everything on your own wish list over the holidays — don’t worry. There are a ton of awesome shopping deals to be had after Christmas. With some planning, patience, and strategic shopping, you can score deep discounts from both big-box stores and mom-and-pop businesses trying to reduce their inventory and make room for new items in the new year. Here are some savings you can look forward to after Santa returns to the North Pole.
Becoming More Mindful About Money
Planning any New Year’s resolutions for 2023? Along with goals like eating healthier and exercising more, money-related resolutions are common. If you’ve committed to tackling debt or saving more in the coming year, that’s great news.
Here’s how you can take this goal even further: Try becoming more mindful about your money. It’s a personal change that could really pay off, and not just financially.
What’s the Best Way to Pay for the Holidays?
The holidays are right around the corner, and you likely already started your holiday shopping. As much as you’d like to give your loved ones everything on their wish list, the cost of gifts, decorations, travel, and other holiday festivities can really add up. However, with a little bit of planning and responsible spending, you can celebrate the holiday season and keep your budget intact.
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