Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

CLEAR FILTER

Posts about Savings & Budgeting (3)

Timing and Savings: Grow Your Money With the Right Strategy

By: American Heritage 10.03.24 4 minute read

October is Financial Planning Month, making it a great time to take a closer look at your financial goals and how you’re working toward them. One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades—should shape how you save or invest. This is called your time horizon, and it plays a major role in determining the best strategy for reaching your objective.

READ THE ARTICLE

How to Budget for Success at College

By: John Lutz 09.12.24 4 minute read

Whether it’s your freshman or senior year of college, you’re hopefully beginning to feel settled and prepared to tackle the fall semester. Amidst a stack of textbooks and endless trips to the library, managing your finances and a budget might be the last thing on your mind during the academic year. However, it is possible to balance your financial health with your academic and social life during college.

READ THE ARTICLE

From Budgeting to Retirement: 12 Financial Rules You Need to Know

By: American Heritage 08.29.24 3 minute read

Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. Below, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.

READ THE ARTICLE

How to Start Saving for Your Child's Education

By: American Heritage 04.04.24 4 minute read

If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for daycare and start saving for tuition without going broke? The good news is that there are options to help you financially plan for your child's future that allow you to save money in the short-term and long-term, provide tax savings and earn investment income for the future.

READ THE ARTICLE

How to Save (More) With a Hybrid Work Schedule

By: Holly Love 03.21.24 3 minute read

If you’ve worked remotely over the last few years, you might have noticed changes in your daily schedule and monthly budget. Now that you’re used to your new working arrangements, take a few moments to reflect on how these adjustments have impacted your financial habits and living expenses.

READ THE ARTICLE

Making Personal Loans Work for You

By: Nicholas Franks 02.29.24 2 minute read

Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.

READ THE ARTICLE