If the ads, songs, and lights weren't proof enough, the holiday season is officially upon us. And with the holiday season comes lots of shopping—for relatives, friends, kids, and even maybe yourself. With the increase in shopping activity, especially around Black Friday and the December holidays, the potential for you to overspend also increases.
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While there’s a lot to be thankful for with the Thanksgiving holiday, one item that may not be so appreciative is your wallet. Between the meal itself, travel, decorations, and more, it may feel like the taps, swipes, and purchases never stop. However, with the proper budget and strategy in place, you can pull off a successful Thanksgiving that won’t empty your bank account.
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Are you ready to borrow but don't have a strong credit history? Whether you're just getting started in life, recently moved to the U.S., or are rebuilding after a long credit break, applying for your first loan can feel intimidating, especially if your credit file is thin or nonexistent. The good news? You have more options than you think.
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Buying a home is exciting, but it’s also one of the biggest financial decisions you will make. Whether you’re planning to buy your first home or looking to relocate, now is a great time to start preparing for homebuying season. Follow these strategies to reduce stress and increase your chances of a successful home purchase this season.
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With so many ways to pay, how do you choose the best option for your lifestyle and financial needs? Each method has unique benefits and considerations – here’s a look at the most popular options and when to use them.
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If you’ve ever applied for a loan or a credit card, chances are you have had your credit score looked at. Lenders assess your credit score as a measure of the kind of borrower you are—how likely you are to pay them back, keep up with monthly payments, etc. But what exactly is a credit score, and what factors impact whether you have a good or a poor score?
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If you’ve put off holiday shopping, there’s no need to worry. In this blog post, learn how to avoid costly last-minute shopping mistakes – and how to protect yourself from holiday scammers along the way.
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Whether it’s your freshman or senior year of college, you’re hopefully beginning to feel settled and prepared to tackle the fall semester. Amidst a stack of textbooks and endless trips to the library, managing your finances and a budget might be the last thing on your mind during the academic year. However, it is possible to balance your financial health with your academic and social life during college.
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It’s time once again for pencils to be sharpened, lunches to be packed, and backpacks to be zipped. Whether you’re a parent or not, your last few weeks have likely been surrounded by back-to-school advertisements or thoughts. And while it’s undoubtedly exciting for the kids to return for another school year, it’s a process that can become rather costly.
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Economic downturns, looming recessions, and rising inflation can shake your financial stability. In these times, credit cards can seem like an immediate solution, but leaning too heavily on them might set you up for future pitfalls. When it’s time to batten down your financial hatches, making wise choices regarding credit card use is more important than ever.
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