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Posts about Product Spotlight

Saving for Your Education: Understanding a 529 Plan

By: John Lutz 05.29.25 4 minute read

Education is a right deserved by all citizens. But as foundational as education may be, it might not be accessible at all levels for everyone, especially for higher education. While you may be familiar with student loans, grants, and scholarships, there are other paths you can seek to save for your goals. One of these options is an educational savings account, commonly known as a 529 Plan.

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Is a Personal Loan Right for You?

By: John Lutz 04.15.25 4 minute read

Life is full of ups and downs. Milestone events like weddings, bar and bat mitzvahs, and birthdays are exciting moments of growth and love. But then there are the curveballs that life throws, such as unexpected medical emergencies or major car or home repairs. While these events vary significantly in terms of emotion, they are similar in at least one way—each costs money.

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Ask the Experts: Gigi

By: John Lutz 03.31.25 3 minute read

We know how busy life can be. Accessibility and convenience are key when it comes to several aspects of your life, especially your finances. You want to have peace of mind knowing you can easily access your accounts and receive the support you may need with your banking. Here at American Heritage, we recently introduced a new tool to help in these matters.

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What Type of Checking Account is Right for You?

By: John Lutz 09.19.24 4 minute read

Everyone manages their money differently, and as such, there are different types of checking accounts to meet your own lifestyle and preferences. While each comes with their own unique benefits, it’s crucial that you identify what kind of checking account is right for you and one which aligns with your habits and regular spending.

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Making Personal Loans Work for You

By: Nicholas Franks 02.29.24 2 minute read

Personal loans help people with various needs, like paying off debt, improving their homes, or dealing with unexpected costs. They provide solutions that are perfect for a variety of personal situations. In this blog post, we will talk about personal loans, credit, applying for a loan, and other related topics.

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How to Use a Secured Credit Card as a Stepping-Stone to Better Credit

By: Kirstin Wilson 07.06.23 3 minute read

If you’re new to borrowing, your first step is to establish credit. Secured credit cards can be an alternative to unsecured credit cards with the same conveniences. Secured credit cards are designed to help borrowers take positive steps towards financial freedom. The best candidates for secured credit cards are high-risk borrowers, those with damaged or insufficient credit history, those who are just starting out with credit, and those looking to avoid overspending.

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Product Spotlight: Cash Reward Mastercard®

By: Holly Love 12.15.22 3 minute read
 

Credit cards come in many different forms from many different lenders. To incentivize borrowers to choose their card, financial institutions include special perks like low rates or cash back.

If you're looking for a new addition to your wallet, consider diversifying with a card that specializes in cash back. Continue reading to see if the Cash Reward Mastercard® is a good fit for your spending needs.

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Product Spotlight: Platinum Preferred Mastercard®

By: Holly Love 12.01.22 3 minute read
 

Credit cards are the most versatile product in your wallet and can be the ticket to a strong credit score and healthy financial habits. By mastering the most popular financial tool, you can demonstrate to lenders that you are a responsible borrower, ushering in new opportunities.

Shopping for a new card? Continue reading to see if the Platinum Preferred Mastercard® is a good fit for your banking habits.

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