Now that we’ve created the Financial Wellness Dictionary for young adults to educate themselves on the most relevant terms to begin their financial wellness journey, the next step is to establish yourself at a financial institution. In today’s blog, we look at a handful of starter accounts, products, and services young adults should have or start familiarizing themselves with to continue towards financial independence.
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If you did a double-take the last time you checked out at the store or paid at the pump, you’re not alone. Right now, inflation is in overdrive, and people are feeling the pinch in their wallets. Inflation may be out of your control, but you can act to take the sting out of rising prices. But first, let’s look at a few basics.
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It’s easy to take debit cards for granted. After all, they’ve been around since 1966—the same year the Beach Boys released Pet Sounds. And just like the classic album, debit cards have stood the test of time.
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Vacations are the perfect opportunity for some well-deserved relaxation and making new memories. Get the most out of your getaway by planning your trip in advance. This way, you can spend your vacation time stress-free! The last thing you should worry about on vacation is money. In this article, we offer tips or mindful spending and planning for travel.
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As the temperature outside starts to rise, so does the cost of keeping your home cool. Typically, electricity rates are higher during the summer due to increased demand, leading to higher summer electric bills. If you want to secure a lower electric bill (without feeling like you’re living in a sauna), check out these 26 energy-saving tips for summer. We’ve got ideas from A to Z!
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American Heritage Credit Union has partnered with America Saves to promote America Saves Week 2022! It’s never too late to start your personal savings challenge and journey towards financial wellness. #ASW2022 follows a five-day format with a different savings theme for each day. Keep reading to find the best strategies for your lifestyle.
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From monthly checking account fees to surprise ATM surcharges, Americans are paying way too much for their banking. If you’ve ever gotten an unexpected bank charge—or a few of them—you know how it feels. That money could be put to better use, whether it’s to pay for a nice meal or stash away in your savings. If your New Year’s resolution is to save money, knowing about these eight common banking fees and how to avoid them is a great first step.
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Maybe you overdid it with the holiday spending. Between buying presents and traveling to see loved ones, it’s easy to lose track of exactly how much you’re spending. But when you get your January statements and see all your purchases in black and white… ouch. Seeing a lower balance than you’d like in your checking account and a higher credit card bill than you expected can be just the wake-up call you need to take control of your spending. If one of your New Year’s resolutions is to get out of debt and improve your finances, these tips can help.
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Going to college is a big step. You’re able to stretch your legs and develop the skills you need to be independent once you graduate. One of the most important skills you’ll need to learn isn’t taught in the classroom: how to manage your finances in college.
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Payday is, for some, a mini personal celebration that happens one or two times per month. For others, payday is a welcome relief to help afford the necessities of life. For many Americans, living paycheck to paycheck is an unfortunate way of life, especially during difficult economic times. The gap between paydays can seem to stretch on and on. To combat this, some app developers have stepped in with a proposed solution: paycheck advance apps. A way to get your paycheck early sounds like a dream come true, but what’s the catch?
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