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Posts about Savings & Budgeting (7)

Growing Your Savings Accounts

4 Ways to Keep Your Savings Protected & Growing

By: American Heritage 05.14.20 3 minute read Savings & Budgeting

You’ve worked hard to build up your savings. So you want to make sure they’re protected – and steadily growing – during today’s economic uncertainty. But right now, it may seem harder to grow your savings, especially when you want to avoid the risks that come with a volatile stock market. Keeping your funds protected in a federally insured financial institution is a smart way to avoid market risk. And, with the right account, you can still earn a great rate. Here’s how.

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becoming a digital subscriber

A DIY Guide to Unsubscribing and Saving

By: Holly Love 02.27.20 3 minute read Culture Savings & Budgeting

Driven by the rising cost of cable TV and increased number of commercial breaks, cutting cords used to be the cost-effective option to lower your monthly payments. Comparably when it comes to finding deals, online shopping provided an easy way to compare prices and get the best value without having to drive between stores. In a short amount of time, our media and entertainment options have evolved from a collection on a shelf to a cloud-based library at our fingertips – for as long as we pay the fee. As it is, subscriptions surround us. Our daily lives have shifted from making a one-time purchase to continually paying for content that promises to be the most convenient, most up-to-date, and, at one point, the most comprehensive.

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father and son going over their finances for college

3 Tax-Advantaged Ways to Save for College

By: American Heritage 01.23.20 3 minute read Education Savings & Budgeting

You want your child to enjoy the best opportunities, in their future career and throughout life. Supporting their higher education is one of the best ways to help make this happen. After all, it’s no secret that people who hold college degrees have a better chance of landing higher-paying jobs and earning more over their lifetime. Yet college costs are soaring: Over the last 40 years, the price of tuition and fees has increased by more than 1,100%. Not even healthcare costs have increased that quickly. Unfortunately, very few students earn enough in scholarships to cover their full education. While student loans are important, you don’t want your future college grad shouldering too much debt and struggling to make ends meet years after they’ve graduated.

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woman calculating her debt

Is Debt Consolidation Right for Me?

By: Holly Love 01.16.20 3 minute read Savings & Budgeting Credit

Credit cards are a valuable tool for building credit, making large purchases, or earning rewards. Still, a tool this powerful must be used carefully to prevent avoidable or unmanageable amounts of debt. If you ever find yourself in deeper than expected, don’t worry – there are several ways to tackle credit card debt, one way being debt consolidation. If your debt is spread across multiple credit cards with varying rates, that debt could potentially be consolidated on one new, lower rate card.

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A woman looks under the hood of her car while talking on the phone

5 Tips for How to Handle Unexpected Expenses

By: American Heritage 07.02.19 2 minute read Savings & Budgeting

We’ve all been there. You a have car that needs repair. You have a leaky roof in your new home. You have ANOTHER out-of-town wedding invitation, which means shelling out money for hotel, travel, etc. These are just a few examples of unexpected expenses that we all endure, many of which seem to occur at the most inopportune times.

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An RV by the water with a boat in front of it

Buying a Motorcycle, RV, or Boat? Follow These 3 Tips.

By: American Heritage 05.30.19 3 minute read Savings & Budgeting

Looking forward to getting outdoors this summer? Whether your ideal adventure takes you across the country or “down the shore,” a new motorcycle, RV, or boat could be a dream come true. But a significant price tag and the cost of upkeep are realities you’ll need to prepare for. When you’re ready to purchase an outdoor “toy” such as a bike, RV, or power watercraft, these three tips can show you how to choose the right option for your budget and simplify the purchasing process.

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A family sits on the trunk of their car, holding beach supplies.

How to Spend Less Money on Vacation

By: American Heritage 05.09.19 3 minute read Culture Savings & Budgeting

If you’re like most Americans, you probably spend more money than intended when you’re on vacation. But it’s entirely possible to avoid overspending—and still have a great time—if you plan in advance. Whether you’ve booked inexpensive vacations over long weekends or a once-in-a-lifetime overseas extravaganza, our four simple tips to having fun on vacation while spending less are a blueprint for a stress-free time away.

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Closeup of a person petting a medium sized dog

How Much Will It Cost to Own Your New Pet?

By: American Heritage 04.11.19 2 minute read Culture Savings & Budgeting

Thinking of adding a pet to your family? Great! There are lots of benefits of having a dog or cat. Pets relieve stress, encourage exercise, make us laugh, and give unconditional love. Spring is the height of "kitten season," when rescue shelters fill up with furry faces. It’s a popular time to adopt a cat, dog, or another kind of pet. While the benefits of pets are many, the expenses may be something to growl about. The more you know about the cost of pet ownership, the better prepared you’ll be for everything from initial costs through emergencies.

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