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Posts about Savings & Budgeting (9)

Woman setting up her budget

Digitize Your Budget with These Online Tools

By: Holly Love 05.21.20 2 minute read Savings & Budgeting

Notebooks, graph paper, and saved receipts have played their part, but now digital budgeting tools have taken center stage. With the ability to track and sort your purchases in real time or pay bills automatically on your behalf, these handy tools are a necessity for getting your budget back on track. You can't argue that there's nothing more frustrating than trying to find a missing receipt or important document. Overwhelmed by your options or don’t know what’s out there? We’ve compiled a list of some popular recommendations – including a few tools of our own!

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Growing Your Savings Accounts

4 Ways to Keep Your Savings Protected & Growing

By: American Heritage 05.14.20 3 minute read Savings & Budgeting

You’ve worked hard to build up your savings. So you want to make sure they’re protected – and steadily growing – during today’s economic uncertainty. But right now, it may seem harder to grow your savings, especially when you want to avoid the risks that come with a volatile stock market. Keeping your funds protected in a federally insured financial institution is a smart way to avoid market risk. And, with the right account, you can still earn a great rate. Here’s how.

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becoming a digital subscriber

A DIY Guide to Unsubscribing and Saving

By: Holly Love 02.27.20 3 minute read Culture Savings & Budgeting

Driven by the rising cost of cable TV and increased number of commercial breaks, cutting cords used to be the cost-effective option to lower your monthly payments. Comparably when it comes to finding deals, online shopping provided an easy way to compare prices and get the best value without having to drive between stores. In a short amount of time, our media and entertainment options have evolved from a collection on a shelf to a cloud-based library at our fingertips – for as long as we pay the fee. As it is, subscriptions surround us. Our daily lives have shifted from making a one-time purchase to continually paying for content that promises to be the most convenient, most up-to-date, and, at one point, the most comprehensive.

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father and son going over their finances for college

3 Tax-Advantaged Ways to Save for College

By: American Heritage 01.23.20 3 minute read Education Savings & Budgeting

You want your child to enjoy the best opportunities, in their future career and throughout life. Supporting their higher education is one of the best ways to help make this happen. After all, it’s no secret that people who hold college degrees have a better chance of landing higher-paying jobs and earning more over their lifetime. Yet college costs are soaring: Over the last 40 years, the price of tuition and fees has increased by more than 1,100%. Not even healthcare costs have increased that quickly. Unfortunately, very few students earn enough in scholarships to cover their full education. While student loans are important, you don’t want your future college grad shouldering too much debt and struggling to make ends meet years after they’ve graduated.

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woman calculating her debt

Is Debt Consolidation Right for Me?

By: Holly Love 01.16.20 2 minute read Savings & Budgeting Credit

Credit cards are a valuable tool for building credit, making large purchases, or earning rewards. Still, a tool this powerful must be used carefully to prevent avoidable or unmanageable amounts of debt. If you ever find yourself in deeper than expected, don’t worry – there are several ways to tackle credit card debt, one way being debt consolidation. If your debt is spread across multiple credit cards with varying rates, that debt could potentially be consolidated on one new, lower rate card.

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Woman packing a sweater she recently sold to be mailed to the new owner.

8 Things You Can Sell to Get Extra Cash (and Space)

By: American Heritage 12.19.19 3 minute read Savings & Budgeting

Is your home feeling a little cluttered? Want to get through the holidays, or start the new year, with a little extra cash in your pocket? If there are unused or seldom-used items taking up space in your home, consider selling them. Whether you’re purging your attic, decluttering your whole house, or getting ready to move, periodically selling off old things helps you simplify your lifestyle while earning quick cash – sometimes morethan you might expect.

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searching for holiday deals on a laptop computer

6 Must-Follow Holiday Budgeting Tips

By: American Heritage 11.21.19 3 minute read Holiday Savings & Budgeting

The holidays are approaching quickly and with them comes fun, food, gifts for the family, and the need to figure out how to pay for it all. The fact is, the average American can easily spend between $800 – $1000 on the holidays each year. Unfortunately, many people don’t save in advance and put it all on the credit card. This leaves them with a savings shortfall, or worse, a large credit card balance that they’ll be paying off well into the following year.

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A young father and daughter laugh by a Christmas tree

Holiday Club Savings: Enjoy the Season without the Stress

By: American Heritage 11.14.19 3 minute read Holiday Savings & Budgeting

The holidays are one of the most enjoyable times of the year. But if you’re like many of us, they may also be one of the most expensive. Whether you’re heading out of town or heading to the mall, the cost of gifts, travel, and entertaining can leave you in the red come January. The secret is to start saving for the holidays as soon as possible.

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A man and woman have an uncomfortable conversation

5 Ways to Avoid Awkward Money Dilemmas

By: American Heritage 10.24.19 3 minute read Savings & Budgeting Family

Few things are as important as our relationships with friends and family. The last thing you want is for money issues to get between you and your loved ones. While it’s a wonderful thing to be there for a friend, awkward money dilemmas can put your relationships in jeopardy if you aren’t careful. Here are a few common situations you may encounter, and ways to handle them.

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