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Posts about Savings & Budgeting (8)

8 Banking Fees You Should Know About (and How To Avoid Them)

By: American Heritage 01.06.22 3 minute read

From monthly checking account fees to surprise ATM surcharges, Americans are paying way too much for their banking. If you’ve ever gotten an unexpected bank charge—or a few of them—you know how it feels. That money could be put to better use, whether it’s to pay for a nice meal or stash away in your savings. If your New Year’s resolution is to save money, knowing about these eight common banking fees and how to avoid them is a great first step.

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Spend Less, Save More, and Get Out of Debt in the New Year

By: American Heritage 12.30.21 3 minute read

Maybe you overdid it with the holiday spending. Between buying presents and traveling to see loved ones, it’s easy to lose track of exactly how much you’re spending. But when you get your January statements and see all your purchases in black and white… ouch. Seeing a lower balance than you’d like in your checking account and a higher credit card bill than you expected can be just the wake-up call you need to take control of your spending. If one of your New Year’s resolutions is to get out of debt and improve your finances, these tips can help.

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What You Should Know About Paycheck Advance Apps

By: Holly Love 08.12.21 3 minute read

Payday is, for some, a mini personal celebration that happens one or two times per month. For others, payday is a welcome relief to help afford the necessities of life. For many Americans, living paycheck to paycheck is an unfortunate way of life, especially during difficult economic times. The gap between paydays can seem to stretch on and on. To combat this, some app developers have stepped in with a proposed solution: paycheck advance apps. A way to get your paycheck early sounds like a dream come true, but what’s the catch?

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What's the Right Amount for Your Emergency Fund?

By: American Heritage 07.29.21 3 minute read

Everyone knows that saving money is essential if you want to build a financially secure future. But having a general savings account may not be enough to help you get through those lean times (such as losing a job) or to cover a surprise bill (such as medical expenses or car repairs). You need to develop a solid emergency savings fund if you want to keep your finances in good shape.

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Keeping Your Finances Strong in the Military and Beyond

By: American Heritage 07.06.21 3 minute read

Here at American Heritage Credit Union, we’re grateful for all that our servicemen and women do for our country every day. If you’re a member of the armed forces, the military lifestyle and return to civilian life can come with unique financial needs, and some valuable opportunities. Here are a few tips that can support your financial wellbeing in the military and beyond.

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5 Things to Discuss Before You Tie the Knot

By: American Heritage 02.11.21 3 minute read

Getting married is an exciting time. From announcing the news to your friends and family, to planning a wedding and honeymoon during these uncertain times, you’ve got a lot to think about. So it can be easy to overlook one of the most important subjects that affects newly married couples: money. Whether you are recently engaged or about to say “I do,” make sure that you and your significant other are on the same page when it comes to your financial future as a couple.

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