Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

The Importance of Staying On Top of Changes to Your Medicare Coverage

By: American Heritage 10.07.25 2 minute read

Did you miss your Annual Notice of Change (ANOC) from your insurance company? If so, you're not alone. In fact, new research shows that only 48% of Medicare beneficiaries read every piece of mail sent by their insurance company. Of those that do read their Annual Notice of Change from their insurance company, only 36% of Medicare beneficiaries say they find the information in their plan's letter easy to understand.

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6 Money-Related Challenges Newlyweds Face and How to Overcome Them

By: American Heritage 10.02.25 3 minute read

Marriage marks the beginning of an exciting chapter, but it also comes with new responsibilities – chief among them, managing money as a team. From differing spending habits to tackling debt, money matters can quickly become a source of tension if not addressed promptly. With open communication and a proactive approach, couples can navigate these financial hurdles and build a strong foundation for their future together.

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Your Guide to First-Time Homebuyer Programs

By: John Lutz 09.18.25 4 minute read

Buying a home is undoubtedly one of the largest, if not the largest, purchases you will make in your lifetime. With such weight on finding and buying a home, it’s typical to be nervous about homebuying or to not even know where to start. Thankfully, there are lots of resources and programs out there designed to help you for this specific purpose.

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How to Financially Prepare for Emergencies and Natural Disasters

By: American Heritage 09.04.25 3 minute read

We can't predict when disaster will strike, but we can plan for it. From blizzards, floods, and power outages to medical emergencies and job loss, unexpected events can shake up your life and your budget. That’s why every September, National Preparedness Month reminds us all to prepare ahead of time to protect our families, homes, and finances.

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Your First Loan: How to Borrow with Little or No Credit

By: American Heritage 08.28.25 3 minute read

Are you ready to borrow but don't have a strong credit history? Whether you're just getting started in life, recently moved to the U.S., or are rebuilding after a long credit break, applying for your first loan can feel intimidating, especially if your credit file is thin or nonexistent. The good news? You have more options than you think.

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Back-to-School Budgeting Made Easy: How Families Can Cut Costs and Stress

By: American Heritage 08.14.25 4 minute read

From notebooks and new shoes to tablets and tuition, the average family spends hundreds gearing up for a new school year. But a little planning goes a long way. Whether you're shopping for your kindergartener or your high schooler, here's how to make the most of your budget this season without sacrificing your child's success or your financial freedom.

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