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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

What Does the Penny Going Away Mean?

By: John Lutz 07.03.25 3 minute read

Whether it’s a pile of them on your dresser or a lucky one you find out and about, pennies are everywhere. Recently, the penny has been a major point of discussion after the current U.S. administration’s call to end penny production. But what exactly does this mean for consumers? Will one cent make much of an impact?

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6 Must-Have Insurance Policies to Safeguard Your Life

By: American Heritage 06.18.25 4 minute read

June 28 is National Insurance Awareness Day, making it the perfect time to review your coverage and ensure you’re financially protected from life’s unexpected moments. But with so many options, which types of insurance do you really need? Is there coverage you should have for your beyond your own personal health insurance?

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How Credit Unions Differ from Banks

By: John Lutz 06.12.25 4 minute read

When looking for a financial partner to handle and store your money, there may be a variety of factors that go into your decision. Are you looking for accounts that will give you the highest returns on your funds? Or are you seeking guidance you can count on for the right loan options or to kickstart your small business?

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What Your Next Car Will Really Cost You

By: American Heritage 06.05.25 4 minute read

Buying a car is exciting, but it's also a significant financial decision. Between shiny dealership offers and online listings, it's easy to focus only on the sticker price and monthly payment. However, owning a car means more than just making your loan payment each month. So, how much will your next car really cost? Here's a breakdown of the most important expenses to consider and how American Heritage can help you manage them wisely.

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Saving for Your Education: Understanding a 529 Plan

By: John Lutz 05.29.25 4 minute read

Education is a right deserved by all citizens. But as foundational as education may be, it might not be accessible at all levels for everyone, especially for higher education. While you may be familiar with student loans, grants, and scholarships, there are other paths you can seek to save for your goals. One of these options is an educational savings account, commonly known as a 529 Plan.

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Managing Your Finances & Your Mental Health

By: John Lutz 05.15.25 4 minute read

Do you often find yourself stressed over finances? If you do, you’re not alone. In a 2023 study by PricewaterhouseCoopers, around 57% of Americans consider finances to be the biggest stressor in their lives. With many throughout the world living paycheck-to-paycheck, these findings aren’t too surprising. So what can you do to manage both your finances and your mental health?

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