Buying a car is exciting, but it's also a significant financial decision. Between shiny dealership offers and online listings, it's easy to focus only on the sticker price and monthly payment. However, owning a car means more than just making your loan payment each month. So, how much will your next car really cost? Here's a breakdown of the most important expenses to consider and how American Heritage can help you manage them wisely.
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Education is a right deserved by all citizens. But as foundational as education may be, it might not be accessible at all levels for everyone, especially for higher education. While you may be familiar with student loans, grants, and scholarships, there are other paths you can seek to save for your goals. One of these options is an educational savings account, commonly known as a 529 Plan.
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Living in a small space doesn’t mean you have to sacrifice style, comfort, or functionality. Whether you’re working with a cozy apartment or a small home, the right home improvement hacks can help you make the most of every square foot.
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Do you often find yourself stressed over finances? If you do, you’re not alone. In a 2023 study by PricewaterhouseCoopers, around 57% of Americans consider finances to be the biggest stressor in their lives. With many throughout the world living paycheck-to-paycheck, these findings aren’t too surprising. So what can you do to manage both your finances and your mental health?
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With this week being Small Business Week, it’s a perfect opportunity to celebrate small businesses and the folks behind them. Starting your own business offers the freedom to shape your career and pursue your passions while building something uniquely your own. But, making the shift from employee to entrepreneur is a big step. It demands a mix of skills, preparation, and a willingness to tackle challenges. If you’re considering becoming your own boss, here are some signs that could indicate you’re ready to take that leap.
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Deciding on the best living arrangement for your aging parents is a complex and often emotional process. It involves considering the factors that affect their physical health, emotional well-being, financial situation, and overall quality of life. Here are key aspects to weigh as you make this important decision:
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It’s always the right time to evaluate your savings journey and implement a plan to boost your financial security. For this year’s recent America Saves Week, the theme of Saving for Your Past, Present, and Future serves as a reminder that financial wellness doesn’t happen by chance. We must take proactive steps to save, plan, and adjust our habits to be financially prepared for the expected and unexpected.
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Life is full of ups and downs. Milestone events like weddings, bar and bat mitzvahs, and birthdays are exciting moments of growth and love. But then there are the curveballs that life throws, such as unexpected medical emergencies or major car or home repairs. While these events vary significantly in terms of emotion, they are similar in at least one way—each costs money.
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April is Financial Literacy Month and Credit Union Youth Month, so it’s the perfect time to think about how to help our children develop smart money habits that will last a lifetime. Parents and guardians have so many unexpected opportunities to teach kids about money in the course of everyday life. By turning these moments into easy-to-understand lessons, you can empower your children to make wise financial choices from the start. Read on for some easy ways to build your child’s financial literacy.
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We know how busy life can be. Accessibility and convenience are key when it comes to several aspects of your life, especially your finances. You want to have peace of mind knowing you can easily access your accounts and receive the support you may need with your banking. Here at American Heritage, we recently introduced a new tool to help in these matters.
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