Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How to Spot Social Media Shopping Scams

By: American Heritage 11.07.24 3 minute read

Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.

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Your First Year Baby Budget

By: American Heritage 10.28.24 8 minute read

Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult today can cost over $310,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.

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Preapproval: An Important Step in the Loan Process

By: John Lutz 10.24.24 4 minute read

There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.

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Certificates of Deposit: Knowing the Basics

By: John Lutz 10.17.24 3 minute read

Whether it’s saving for a child’s college fund or putting money away to purchase a vacation home, savings are a critical element of achieving your financial goals. But outside of savings accounts, what are some other ways you can manage your savings? Certificates, also commonly referred to as certificates of deposit or CDs, are a great way to store your savings to accomplish your savings goals.

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Timing and Savings: Grow Your Money With the Right Strategy

By: American Heritage 10.03.24 4 minute read

October is Financial Planning Month, making it a great time to take a closer look at your financial goals and how you’re working toward them. One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades—should shape how you save or invest. This is called your time horizon, and it plays a major role in determining the best strategy for reaching your objective.

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Don't Get Scammed Online: Spot the Signs

By: American Heritage 09.26.24 4 minute read

Do you know the warning signs of online fraud? With National Cybersecurity Awareness Month just around the corner, now is the perfect time to sharpen your scam-spotting skills. In this blog, we'll help you learn how to identify and avoid these schemes so you can protect your personal and financial information.

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What Type of Checking Account is Right for You?

By: John Lutz 09.19.24 4 minute read

Everyone manages their money differently, and as such, there are different types of checking accounts to meet your own lifestyle and preferences. While each comes with their own unique benefits, it’s crucial that you identify what kind of checking account is right for you and one which aligns with your habits and regular spending.

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How to Budget for Success at College

By: John Lutz 09.12.24 4 minute read

Whether it’s your freshman or senior year of college, you’re hopefully beginning to feel settled and prepared to tackle the fall semester. Amidst a stack of textbooks and endless trips to the library, managing your finances and a budget might be the last thing on your mind during the academic year. However, it is possible to balance your financial health with your academic and social life during college.

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