Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Understanding Your Credit Score & How to Improve It

By: John Lutz 01.23.25 4 minute read

If you’ve ever applied for a loan or a credit card, chances are you have had your credit score looked at. Lenders assess your credit score as a measure of the kind of borrower you are—how likely you are to pay them back, keep up with monthly payments, etc. But what exactly is a credit score, and what factors impact whether you have a good or a poor score?

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Six Tips for Buying Your First Car

By: John Lutz 01.09.25 5 minute read

Once you earn your driver’s license, chances are you’ll have your eyes set on purchasing your first car. But there’s a lot more to this than just knowing your dream car’s make and model. You’ll need to know your budget, explore insurance options, and decide whether to buy a new or used car.

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How to Protect Your Data and Information for a Safer 2025

By: American Heritage 01.02.25 3 minute read

Data security impacts all of us, and as Data Privacy Week approaches at the end of the month, we want you to feel confident that you can safeguard your personal and financial information in this digital age. Whether you’re banking online, shopping, using social media, or even going about your business offline, the risks of having your personal or financial data compromised are there.

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5 Cash Flow Tips for Seasonal Businesses

By: American Heritage 12.12.24 3 minute read

From farms to food trucks and hotels to holiday retailers, seasonal businesses are a vibrant and vital part of the economy. Seasonal businesses have a unique opportunity to capitalize on timely demand and harness pricing power to generate substantial revenue over a relatively short period. The downside? Small-business owners have to make ends meet 12 months a year; too often, revenue gets spread too thin.

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Holiday Shopping & Budgeting Tips

By: John Lutz 11.21.24 6 minute read

While deemed by many “the most wonderful time of the year,” the holidays can also undoubtedly be stressful. From preparing your home for visiting relatives to booking travel, there are so many components that go into making the holidays extra special. Holiday shopping is no exception to this, with never-ending gift lists and Black Friday deals all around.

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