Every time you swipe your card, pay a bill, or donate to a charity, you have the power to create positive change. Your financial decisions, no matter how big or small, can make a meaningful impact on your community and beyond. In this post, we’ll explore how mindful choices in banking, shopping, and giving can help you make a difference.
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While deemed by many “the most wonderful time of the year,” the holidays can also undoubtedly be stressful. From preparing your home for visiting relatives to booking travel, there are so many components that go into making the holidays extra special. Holiday shopping is no exception to this, with never-ending gift lists and Black Friday deals all around.
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Accepting credit cards can help your business grow. While card payments offer convenience and efficiency, businesses must remain vigilant and proactive to ensure that every transaction is secure and legitimate.
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Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.
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Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult today can cost over $310,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.
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There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.
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Whether it’s saving for a child’s college fund or putting money away to purchase a vacation home, savings are a critical element of achieving your financial goals. But outside of savings accounts, what are some other ways you can manage your savings? Certificates, also commonly referred to as certificates of deposit or CDs, are a great way to store your savings to accomplish your savings goals.
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What is your favorite part of the fall season? Philadelphia and the surrounding suburbs host a wide variety of fall activities that cater to the tastes of all, whether you’re a fan of the spookiness of Halloween or enjoy the crisp colors and flavors the fall season brings. Here are five family-friendly fall activities around Philadelphia to consider enjoying in the coming weeks. As a bonus, none should stretch your wallet too far and each is meant for all to enjoy the fall foliage and family fun.
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When you join a credit union, you join a community. As a member of that community, you get a say as a shared owner of the credit union as well as a host of other benefits, like financial education, events, and discounts!
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October is Financial Planning Month, making it a great time to take a closer look at your financial goals and how you’re working toward them. One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades—should shape how you save or invest. This is called your time horizon, and it plays a major role in determining the best strategy for reaching your objective.
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