How Saving Automatically Can Boost Your Financial Security
It’s always the right time to evaluate your savings journey and implement a plan to boost your financial security.
READ THE ARTICLEIt’s always the right time to evaluate your savings journey and implement a plan to boost your financial security.
READ THE ARTICLELife is full of ups and downs. Milestone events like weddings, bar and bat mitzvahs, and birthdays are exciting moments of growth and love. But then there are the curveballs that life throws, such as unexpected medical emergencies or major car or home repairs. While these events vary significantly in terms of emotion, they are similar in at least one way—each costs money.
READ THE ARTICLEWhen did you last deposit money into your savings account? Do you have a budget in place to help pay off your credit card?
READ THE ARTICLEApril is Financial Literacy Month and Credit Union Youth Month, so it’s the perfect time to think about how to help our children develop smart money habits that will last a lifetime. Parents and guardians have so many unexpected opportunities to teach kids about money in the course of everyday life. By turning these moments into easy-to-understand lessons, you can empower your children to make wise financial choices from the start. Read on for some easy ways to build your child’s financial literacy.
READ THE ARTICLEWe know how busy life can be. Accessibility and convenience are key when it comes to several aspects of your life, especially your finances. You want to have peace of mind knowing you can easily access your accounts and receive the support you may need with your banking. Here at American Heritage, we recently introduced a new tool to help in these matters.
READ THE ARTICLEYou may have noticed a lot of recent discussion regarding taxes on credit unions. Lawmakers and the current administration are currently discussing tax reform. As a piece of that discussion, they’re looking at changing the credit union federal income tax status. As a member of a credit union, this isn’t just a tax on your financial institution—it’s a tax on you. Credit unions pay billions in state and local taxes each year. If Congress moves ahead with this revision and taxes the profits on credit unions, this will directly affect you as a member. These profits are returned to you in the form of fewer fees, better rates on loans, and higher dividend earnings.
READ THE ARTICLEWhen was the last time you shopped at a small business? On the contrary, when was the last time you shopped at a major retailer, either in person or online? While it may seem trivial, shopping small business provides benefits to not only yourself, but also the local community.
READ THE ARTICLENo matter your stage in life, it’s never too early to begin saving! Whether it’s an emergency fund, saving for goals like a car or a first house, or developing your retirement fund, there are a wide range of strategies and products you can use to meet your savings goals.
READ THE ARTICLEThe first week of March is National Consumer Protection Week, a time dedicated to raising awareness about your rights as a consumer and how you can protect yourself whether you’re shopping online, navigating contracts, or simply making everyday financial decisions.
READ THE ARTICLEBuying a home is exciting, but it’s also one of the biggest financial decisions you will make. Whether you’re planning to buy your first home or looking to relocate, now is a great time to start preparing for homebuying season. Follow these strategies to reduce stress and increase your chances of a successful home purchase this season.
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