Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Preapproval: An Important Step in the Loan Process

By: John Lutz 10.24.24 4 minute read

There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.

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Top 5 Things to Do in Philadelphia This Fall

By: John Lutz 10.10.24 3 minute read

What is your favorite part of the fall season? Philadelphia and the surrounding suburbs host a wide variety of fall activities that cater to the tastes of all, whether you’re a fan of the spookiness of Halloween or enjoy the crisp colors and flavors the fall season brings. Here are five family-friendly fall activities around Philadelphia to consider enjoying in the coming weeks. As a bonus, none should stretch your wallet too far and each is meant for all to enjoy the fall foliage and family fun.

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Don't Get Scammed Online: Spot the Signs

By: American Heritage 09.26.24 4 minute read

Do you know the warning signs of online fraud? With National Cybersecurity Awareness Month just around the corner, now is the perfect time to sharpen your scam-spotting skills. In this blog, we'll help you learn how to identify and avoid these schemes so you can protect your personal and financial information.

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What Type of Checking Account is Right for You?

By: John Lutz 09.19.24 4 minute read

Everyone manages their money differently, and as such, there are different types of checking accounts to meet your specific lifestyle and preferences. While each comes with its own unique benefits, it’s crucial that you identify what kind of checking account best aligns with your habits and regular spending.

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How to Budget for Success at College

By: John Lutz 09.12.24 4 minute read

Whether it’s your freshman or senior year of college, you’re hopefully beginning to feel settled and prepared to tackle the fall semester. Amidst a stack of textbooks and endless trips to the library, managing your finances and a budget might be the last thing on your mind during the academic year. However, it is possible to balance your financial health with your academic and social life during college.

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How to Maximize Your Retirement Income

By: American Heritage 09.05.24 4 minute read

Are you planning for retirement? It may not seem urgent if you're young, but the earlier you start, the better prepared you'll be. Early planning allows you to harness the power of compound interest, where your investments grow exponentially over time. Even small contributions made early on can significantly boost your retirement savings.

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From Budgeting to Retirement: 12 Financial Rules You Need to Know

By: American Heritage 08.29.24 3 minute read

Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. Below, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.

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