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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

5 Cash Flow Tips for Seasonal Businesses

By: American Heritage 12.12.24 3 minute read

From farms to food trucks and hotels to holiday retailers, seasonal businesses are a vibrant and vital part of the economy. Seasonal businesses have a unique opportunity to capitalize on timely demand and harness pricing power to generate substantial revenue over a relatively short period. The downside? Small-business owners have to make ends meet 12 months a year; too often, revenue gets spread too thin.

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Holiday Shopping & Budgeting Tips

By: John Lutz 11.21.24 6 minute read

While deemed by many “the most wonderful time of the year,” the holidays can also undoubtedly be stressful. From preparing your home for visiting relatives to booking travel, there are so many components that go into making the holidays extra special. Holiday shopping is no exception to this, with never-ending gift lists and Black Friday deals all around.

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How to Spot Social Media Shopping Scams

By: American Heritage 11.07.24 3 minute read

Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.

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Your First Year Baby Budget

By: American Heritage 10.28.24 8 minute read

Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult today can cost over $310,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.

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Preapproval: An Important Step in the Loan Process

By: John Lutz 10.24.24 4 minute read

There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.

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Top 5 Things to Do in Philadelphia This Fall

By: John Lutz 10.10.24 3 minute read

What is your favorite part of the fall season? Philadelphia and the surrounding suburbs host a wide variety of fall activities that cater to the tastes of all, whether you’re a fan of the spookiness of Halloween or enjoy the crisp colors and flavors the fall season brings. Here are five family-friendly fall activities around Philadelphia to consider enjoying in the coming weeks. As a bonus, none should stretch your wallet too far and each is meant for all to enjoy the fall foliage and family fun.

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