Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Combat Fraud and Scams Using These Helpful Tactics

By: American Heritage 05.09.24 2 minute read

At American Heritage, we are continually looking for ways to provide our members with educational resources and tips that can aid in fighting frauds and scams, including card skimming. Members have access to various account tools to protect themselves against the ongoing and increased scam activity. Tools and digital services available to members include Mobile Teller card controls, eAlerts for each card transaction, and on-demand educational content on the Learning Center.

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Why Are Trusts Frequently Used in Estate Planning?

By: American Heritage 05.02.24 3 minute read

When it comes to estate planning, you may be more familiar with the concept of a will versus a trust, but there are several reasons that trusts could benefit you and your loved ones in estate planning. Establishing a trust gives you control over how your wealth will be protected and, ultimately, transferred to your beneficiaries. Many types of trusts are available. The benefits of each vary by type, and each may be treated differently from state to state. Meet with a financial advisor who has estate planning experience to determine if setting up a trust is the right plan for you and to find one that best fits your needs and goals.

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5 Important Facts You Should Know About Social Security & Retirement

By: American Heritage 04.25.24 4 minute read

Whether you’re just a few years or even a few decades away from retirement, you want to make sure you can live comfortably when you do retire. First enacted in the 1930s, America’s Social Security program protects people against the loss of earnings due to retirement, death, or disability. But Social Security was meant to be a foundational element of planning for retirement, not the only source of income after retirement. Here are five important facts about the program:

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How to Support Your Child’s Financial Literacy at All Ages

By: American Heritage 04.18.24 4 minute read

Money talks—are you teaching your kids to listen? April is both Credit Union Youth Month and Financial Literacy Month, so it’s the perfect time to spotlight the importance of teaching your children about money from a young age, fostering financial literacy that will benefit them for life. Here are achievable ways you can support major milestones along your child’s financial journey.

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How to Start Saving for Your Child's Education

By: American Heritage 04.04.24 4 minute read

If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for daycare and start saving for tuition without going broke? The good news is that there are options to help you financially plan for your child's future that allow you to save money in the short-term and long-term, provide tax savings and earn investment income for the future.

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52 Eco-Friendly Tips to Improve Your Finances

By: American Heritage 03.25.24 4 minute read

Earth Day is celebrated by billions of people around the globe each year on April 22nd. In honor of this year’s theme, “Invest in Our Planet,” we’ve compiled a list of 52 eco-friendly ways you can help the planet every week. These Earth Day ideas can help you conserve water and energy, reduce your carbon footprint, and improve the environment for future generations—plus, they’ll help you save money while you make a positive impact!

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How to Save (More) With a Hybrid Work Schedule

By: Holly Love 03.21.24 3 minute read

If you’ve worked remotely over the last few years, you might have noticed changes in your daily schedule and monthly budget. Now that you’re used to your new working arrangements, take a few moments to reflect on how these adjustments have impacted your financial habits and living expenses.

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10 Facts About Gold for Saint Patrick’s Day

By: American Heritage 03.14.24 3 minute read

This Saint Patrick’s Day, you might be hoping to find your very own pot of gold at the end of a rainbow. Maybe you’re wondering how gold got to be such a hot commodity in the first place. In this post, we’ll share 10 fascinating facts about this most famous of precious metals, including some tips for those who are curious about gold as an investment.

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