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Choosing the Right Travel Credit Card to Fit Your Needs

By: Kirstin Wilson 03.16.23 3 minute read Credit

Traveling can bring excitement, new experiences, and can even help you recharge and reduce stress. But to travel, you’ll need to pay for your trip and expenses that come with it. Travel credit cards are a great option for those looking to earn and redeem points, cash back, and receive valuable perks to help ease travel costs. With many options available to travelers, it’s hard to know which card is your best option. We’ve created a guide to help you determine which type of card best suits your spending habits, travel needs, and expectations.

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Smiling woman receiving sandwiches from a food truck vendor through the service window on a sunny day.

Top 5 Things to Do in Philadelphia this March Under $60

By: Nicholas Franks 03.02.23 2 minute read Culture

The City of Brotherly Love: the heartbeat of the Delaware Valley which we’ve been tied to since 1948. American Heritage Credit Union is one of the leading financial institutions in the greater Philadelphia area that provides members with full-service banking solutions while continually staying involved with our community. Here are some affordable things that you can do this month with your friends or family for under $60!

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Father and son counting their savings together at a table, with a jar full of cash and coins in front of them.

5 Money Saving Tips From America Saves Week

By: American Heritage 02.23.23 3 minute read Savings & Budgeting

Since 2007, America Saves Week has been inspiring people of all ages to commit to building and maintaining good savings habits. This year’s theme is “A Financially Confident You,” and it’s all about taking control of your finances to achieve financial well-being.

In honor of America Saves Week, here are some money-saving tips to help you boost your financial confidence and empower your financial future.

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Woman holding a young child while they look at a car window sticker together at a dealership, smiling and pointing at the details.

Save More by Buying a Car at these Key Times of Year

By: Holly Love 02.16.23 3 minute read Auto

A vehicle is no small purchase. Many people will research for hours before making a decision, comparing manufacturers, models, and even dealerships. When doing your research, don’t forget to answer this vital question: when is the best time to buy? By timing your purchase for a sales event, you can save yourself thousands of dollars on the ticket price or interest payments over the life of your loan.

Between inflation and high vehicle costs, it’s more important than ever to save on large purchases like a new car. By learning the best times to shop for a new car, you can stack the odds in your favor that you’ll be driving off the lot with the car of your dreams at a comfortable price.

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Close-up of a person holding a smartphone and a blue credit card. The phone screen shows a messaging app with a video call ended and a message saying, “How much do you need??”, suggesting a potential romance scam.

Swipe Left On Romance Scams, Catfishing & Other Online Tricks

By: American Heritage 02.09.23 3 minute read Culture

Millions of people use dating apps or social networking sites like Facebook and Instagram in the hope of finding love. Instead of finding their dream person, they wake up to an empty bank account. In fact, in 2021 alone, the Federal Trade Commission said that losses from romance scams were up nearly 80% from 2020, totaling $547 million.

There are lots of things to look out for when it comes to romance and other online scams. In this blog, we’ll look at some different kinds of scams so you can avoid them and the heartache that can come along with them.

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Woman using two-factor authentication on her phone to log into a laptop for added security.

Protect Yourself with These Tips from Identity Theft Awareness Week

By: Holly Love 02.02.23 5 minute read Security

Identity theft can be a devastating crime that victims may not notice until it is already too late. Anyone can become a victim of identity theft, but luckily, anyone can take precautions to protect themselves.

The Federal Trade Commission (FTC) and its partners hosted Identity Theft Awareness Week from January 30 through February 3, 2023. Their mission is to raise awareness that any person, of any age or background, can be a target for identity theft.

Continue reading to learn how to detect, prevent, and report identity theft.

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Man tiling a kitchen backsplash during a home renovation project.

Use Your Home Equity for Home Projects and Debt Consolidation

By: Holly Love 01.26.23 3 minute read Home & Mortgage

Soaring home prices over the past few years have caused an interesting side effect – homeowners are finding themselves with a lot more home equity.

Home equity is the difference between your home’s value and how much you still owe on your mortgage. For example, if your home is worth $300,000, and you owe $50,000 on your mortgage, you have $250,000 in equity.

Anyone who owns property has some level of equity. Whether the property was purchased entirely with cash or a mortgage (paid off or still paying), you have equity in your home. For many who purchase a home with a mortgage, your down payment is the first equity you build in your home. This is why homeownership is considered an investment or wealth-building asset.

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Smiling older man sitting on a cushioned patio chair, holding a credit card and talking on his phone, with a relaxed and cheerful expression.

Start the New Year Fresh with a Credit Card Balance Transfer

By: American Heritage 01.19.23 3 minute read Credit

Between the rising cost of gas and groceries, holiday expenses, and unexpected bills, chances are your credit card balance may be a little higher than you’d like. Luckily, there’s a simple solution to help you lower your monthly payments and pay off your credit card debt faster: transferring your current balance to a low- or no- interest credit card. Here’s how a credit card balance transfer can help you get a fresh start and give your budget some breathing room in the new year.

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Celebrate Martin Luther King Jr. Day by Honoring His Words

By: American Heritage 01.12.23 3 minute read Culture

Each January, we celebrate the wisdom and legacy of Martin Luther King, Jr., whose fight and vision for a better society left a lasting mark on the nation and still inspire many to this day. Though his “I Have a Dream” speech is perhaps his most famous, King gave over 2,500 speeches in his lifetime and was full of powerful truths and beliefs that can guide us toward more meaningful, impactful living today.

To celebrate MLK Day 2023, we have gathered some of our favorite actionable Martin Luther King quotes to help you honor everything he did for our country.

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Save More in the New Year with These Tips

By: Holly Love 01.05.23 3 minute read Savings & Budgeting

Whether your goal is to save $500 or $5,000, methods used for saving can be easily scaled to accomplish any dream. Developing a plan early into the year can be inspiring, but you don’t need to wait for a new year to get started.

Knowing which products earn the highest dividends will help you reach your goal faster. Depending on your needs, a high yield savings account or certificate are excellent choices for the determined saver.

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