Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How to Save Your First $1,000

By: Holly Love 06.22.23 3 minute read

There are many reasons why it feels difficult to save money. Economic circumstances, debts, emergencies, or impulse purchases can all wreak havoc on our savings accounts—or prevent us from building our savings in the first place.

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How Debit Cards and Credit Cards are Different

By: American Heritage 06.08.23 3 minute read

On the surface, debit cards and credit cards look alike, with a chip and a magnetic stripe, your financial institution's logo, and the card network (like Visa or Mastercard). They both give you a convenient way to make purchases online and in stores.

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Top 5 Things to do this June Around Philadelphia

By: Nicholas Franks 06.01.23 3 minute read

Days get longer, nights become shorter, and extra time with friends and family is just beginning. As entrepreneur Michael Altshuler once said, “The bad news is time flies. The good news is you’re the pilot.” It’s your choice today to be the pilot or a passenger. Thankfully, we’ve made it easy to help you narrow down your options where to land the plane! Check out the top things you can do this June in the greater Philadelphia area.

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What Happens When You Refinance Your Home Loan?

By: American Heritage 05.25.23 3 minute read

This could be the right time for you to refinance your home loan. You’ve had the same mortgage for several years now, and you’ve built up home equity. What will happen when you refinance? How do you get this process started, and what does it include? Here’s what you need to know about the process of refinancing your home loan.

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Top 5 Things to do this May in the Greater Philadelphia Area

By: Nicholas Franks 05.11.23 2 minute read

Spring weather is finally here, so now it’s time to hang up that winter jacket that you’ve been telling yourself that you’re going to put away for the last several weeks. Take your allergy medication and head out to meetup with friends you haven’t seen in a while at a local restaurant or a backyard fire. There are many things to do around the Delaware Valley this month and we hope that this list will give you some ideas!

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Tips to Protect Yourself Online for World Password Day and Every Day

By: Kevin McNamara 05.09.23 4 minute read

In the last five to ten years, large scale data breaches appear to be getting ever more common. It seems like every week, another news story breaks about a large company that fell victim of a data breach. These breaches see millions of users’ personal information compromised, often including usernames and passwords, either encrypted, or in the worst cases, in plain text.

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What Do the New Loan-Level Pricing Adjustments (LLPAs) Mean for Mortgage Rates?

By: Holly Love 05.04.23 3 minute read

You may have seen in the news that there is a “new” tax for mortgage borrowers with higher credit scores. Bold headlines are claiming that those with a higher credit score will be paying more to subsidize those with lower credit scores, sometimes going as far as to wrongly suggest that you should deliberately lower your credit score to pay less. This has been misconstrued.

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Teaching Kids About Money: 7 Mistakes to Avoid

By: American Heritage 04.13.23 3 minute read

Financial literacy is an essential life skill that lays the groundwork for a successful future. As parents, grandparents, or guardians, it’s crucial to teach children about money management since that’s often not covered in schools. To help you guide your little ones on this important journey, we've compiled a list of seven common mistakes to avoid when teaching your kids about money.

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