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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Start the New Year Fresh with a Credit Card Balance Transfer

By: American Heritage 01.19.23 3 minute read

Between the rising cost of gas and groceries, holiday expenses, and unexpected bills, chances are your credit card balance may be a little higher than you’d like. Luckily, there’s a simple solution to help you lower your monthly payments and pay off your credit card debt faster: transferring your current balance to a low- or no- interest credit card. Here’s how a credit card balance transfer can help you get a fresh start and give your budget some breathing room in the new year.

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Celebrate Martin Luther King Jr. Day by Honoring His Words

By: American Heritage 01.12.23 3 minute read

Each January, we celebrate the wisdom and legacy of Martin Luther King, Jr., whose fight and vision for a better society left a lasting mark on the nation and still inspire many to this day. Though his “I Have a Dream” speech is perhaps his most famous, King gave over 2,500 speeches in his lifetime and was full of powerful truths and beliefs that can guide us toward more meaningful, impactful living today. To celebrate MLK Day 2023, we have gathered some of our favorite actionable Martin Luther King quotes to help you honor everything he did for our country.

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Save More in the New Year with These Tips

By: Holly Love 01.05.23 3 minute read

Whether your goal is to save $500 or $5,000, methods used for saving can be easily scaled to accomplish any dream. Developing a plan early into the year can be inspiring, but you don’t need to wait for a new year to get started. Knowing which products earn the highest dividends will help you reach your goal faster. Depending on your needs, a high yield savings account or certificate are excellent choices for the determined saver.

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6 Ways to Save Big With Post-Holiday Sales

By: American Heritage 12.27.22 2 minute read

If you didn’t snag all the Black Friday and Cyber Monday deals you were hoping for — or if you didn’t receive everything on your own wish list over the holidays — don’t worry. There are a ton of awesome shopping deals to be had after Christmas. With some planning, patience, and strategic shopping, you can score deep discounts from both big-box stores and mom-and-pop businesses trying to reduce their inventory and make room for new items in the new year. Here are some savings you can look forward to after Santa returns to the North Pole.

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Becoming More Mindful About Money

By: American Heritage 12.22.22 3 minute read

Planning any New Year’s resolutions for 2023? Along with goals like eating healthier and exercising more, money-related resolutions are common. If you’ve committed to tackling debt or saving more in the coming year, that’s great news. Here’s how you can take this goal even further: Try becoming more mindful about your money. It’s a personal change that could really pay off, and not just financially.

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Product Spotlight: Cash Reward Mastercard®

By: Holly Love 12.15.22 3 minute read

Credit cards come in many different forms from many different lenders. To incentivize borrowers to choose their card, financial institutions include special perks like low rates or cash back. If you're looking for a new addition to your wallet, consider diversifying with a card that specializes in cash back. Continue reading to see if the Cash Reward Mastercard® is a good fit for your spending needs.

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Investing Safely: Recognizing Ponzi Schemes

By: Holly Love 12.08.22 4 minute read

If it sounds too good to be true, it probably is. If someone asks you to invest and promises impossible returns on your money, such as guaranteeing that your money will be doubled or tripled with no risk, it’s probably a Ponzi scheme. Knowing how to recognize different types of fraud is a key component to financial literacy. There are many types of investment scams, but one of the most famous is known as the Ponzi scheme.

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Product Spotlight: Platinum Preferred Mastercard®

By: Holly Love 12.01.22 3 minute read

Credit cards are the most versatile product in your wallet and can be the ticket to a strong credit score and healthy financial habits. By mastering the most popular financial tool, you can demonstrate to lenders that you are a responsible borrower, ushering in new opportunities. Shopping for a new card? Continue reading to see if the Platinum Preferred Mastercard® is a good fit for your banking habits.

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What We’re Thankful for This Year

By: American Heritage 11.23.22 3 minute read

The brisk changing of the seasons and the upcoming Thanksgiving holiday gives us a chance to look back at the year and reflect on the things we’re most grateful for. Here at American Heritage Credit Union, 2022 has brought us many new experiences, relationships, and opportunities to advance our mission in the communities we serve. Here are some memorable highlights:

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6 Ways to Give Back to Your Community During the Holidays

By: Kirstin Wilson 11.17.22 2 minute read

With December right around the corner and holiday festivities quickly approaching, it’s also the time of year when the needs of your community are the most apparent. Though food, clothes, and essential goods are needed all year round, the winter season brings the greatest needs for these items. Whether you want to make a donation, take action, or find new organizations to help into the new year, there are many opportunities to spread joy within your own community.

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