Celebrate International Credit Union Day With Us
Join your fellow members of American Heritage Credit Union on Thursday, October 19, 2023, as we celebrate International Credit Union Day and a major milestone.
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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family.
Federally Backed Finances: The NCUA, Credit Unions, & You
When compared to other financial institutions, credit unions are the masters of keeping members’ funds secure and stable. This is due in no small part to the National Credit Union Administration, which regulates credit unions and provides insurance for member deposits. But what exactly does that mean, and how does it compare to the safeguards in place for banks?
We’ve got answers for everything you need to know about the NCUA and NCUA insurance so that you can better understand how credit unions keep your finances secure.
What a Baby Costs in the First Year
Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult can cost over $300,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.
The value and joy of parenthood outweigh any monetary expense, but numbers that large can still be intimidating. The number one piece of advice for new parents is not to panic about finances. When you break the costs down, the expenses are more manageable and can be planned for ahead of time.
The 4 Big Differences Between Trading and Investing
You’ve probably heard about people making money and winning big in the stock market. Some are traders and some are investors. That might sound like the same thing, but there are differences between the two. In this article, we’ll examine each and show you how to trade and invest wisely.
Common Scams Targeting Credit Cards
More than 150 million Americans were victims of credit card fraud last year, according to Security.org's 2023 Credit Card Fraud Report. It’s a serious issue that can impact financial well-being and personal security. Credit card fraud often leads to unauthorized transactions, which may result in financial losses for the victim. Fraudulent activity on credit cards can also negatively affect victims’ credit scores if the unauthorized charges are not resolved promptly. This can make it harder to secure loans or credit in the future and lead to higher interest rates.
How Much Should You Spend on Rent?
If you’ve checked out rental listings lately, you know that rents are going up, up, up. Demand for apartments has surged, making many markets super competitive. Finding a place to call home at a reasonable price can be challenging. The burning question is: how much of your income should go toward a rent budget?
In this article, we'll explore some practical guidelines and steps to help you figure out how much rent you can afford without busting your budget.
Tips for Teens & Parents to Save on Senior Year Expenses
For many high school students, senior year is an exciting time—and an expensive one. Between car shopping, campus tours, and prom night, there’s a lot going on during the time leading up to graduation. During this transition period to independence and adulthood, it’s essential to build key life skills. Learning how to budget and manage money now will help set students up for a lifetime of financial success.
Check out this list of typical senior year expenses and ways parents and teens can work together to have a wonderful senior year without breaking the bank.
Insurance Needs Assessment: Married With Children
A growing family, by definition, means growing financial obligations—both present and in the future. Raising children can increase your insurance needs and heightens the urgency for being properly prepared.
If you haven't evaluated your family's insurance plans in a while, a new life milestone is a good opportunity to do so. Join us in walking through the different types of insurance you may hold and how your needs may change with time.
Our Top Tips for New Homeowners in the First 24 Hours
You just purchased your new home—now what? Before you make the big move, there are important safety, maintenance, and convenience steps to take leading up to and right after making yourself at home.
Let’s learn how to make the most of your first 24 hours in your new place.
Buying a Computer for College: How To Get the Most From Your Budget
With the start of the school year right around the corner, now is a good time to make decisions about what you will need to bring with you to college, especially as a freshman. One of the things that you are most likely going to bring is a computer.
With classes moving towards online or hybrid learning, the need to have access to a reliable machine becomes more and more necessary with each passing year. With so many options for performance, features, and of course price, how do you choose a machine that will fit your needs without burning your budget?