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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

7 Simple Ways to Reduce Holiday Stress and Save Money

By: American Heritage 12.11.25 3 minute read

The holidays are a time for joy, connection, and celebration, but can also bring added financial pressure and emotional stress. With high expectations for gift-giving, hosting, and traveling, it's easy to feel overwhelmed. The good news? A little planning and a thoughtful approach can go a long way toward creating a more meaningful and financially manageable holiday.

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Your Open Enrollment Guide: Choose Benefits That Fit Your Life

By: American Heritage 11.20.25 3 minute read

November may bring cooler weather, shorter days, and plenty of pumpkin spice, but it also brings something important for your finances: open enrollment season. While it’s not celebrated with cozy sweaters or holiday treats, this once-a-year window gives you the chance to make big decisions about your health and financial well-being for the year ahead.

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What a Baby Costs in Their First Year in 2025

By: American Heritage 10.30.25 7 minute read

Whether you find out you’re expecting or you get a call from your adoption agency, your first response to welcoming a child is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. According to analysis by LendingTree, an online lending marketplace, it currently can cost nearly $300,000 to raise a child from infant to age 18.

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Secure Your Future: Saving, Investing, and Planning for Financial Freedom

By: American Heritage 10.23.25 3 minute read

When you hear the phrase "financial independence," do you picture someone sipping cocktails on a beach after retiring at 50? While that sounds nice, real financial independence isn't one-size-fits-all. It could simply mean sleeping better at night knowing your bills are paid, your debt is manageable, or you've got a plan for what comes next.

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The Importance of Staying On Top of Changes to Your Medicare Coverage

By: American Heritage 10.07.25 2 minute read

Did you miss your Annual Notice of Change (ANOC) from your insurance company? If so, you're not alone. In fact, new research shows that only 48% of Medicare beneficiaries read every piece of mail sent by their insurance company. Of those that do read their Annual Notice of Change from their insurance company, only 36% of Medicare beneficiaries say they find the information in their plan's letter easy to understand.

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6 Money-Related Challenges Newlyweds Face and How to Overcome Them

By: American Heritage 10.02.25 3 minute read

Marriage marks the beginning of an exciting chapter, but it also comes with new responsibilities – chief among them, managing money as a team. From differing spending habits to tackling debt, money matters can quickly become a source of tension if not addressed promptly. With open communication and a proactive approach, couples can navigate these financial hurdles and build a strong foundation for their future together.

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How to Financially Prepare for Emergencies and Natural Disasters

By: American Heritage 09.04.25 3 minute read

We can't predict when disaster will strike, but we can plan for it. From blizzards, floods, and power outages to medical emergencies and job loss, unexpected events can shake up your life and your budget. That’s why every September, National Preparedness Month reminds us all to prepare ahead of time to protect our families, homes, and finances.

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Your First Loan: How to Borrow with Little or No Credit

By: American Heritage 08.28.25 3 minute read

Are you ready to borrow but don't have a strong credit history? Whether you're just getting started in life, recently moved to the U.S., or are rebuilding after a long credit break, applying for your first loan can feel intimidating, especially if your credit file is thin or nonexistent. The good news? You have more options than you think.

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