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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Don't Get Scammed Online: Spot the Signs

By: American Heritage 09.26.24 4 minute read

Do you know the warning signs of online fraud? With National Cybersecurity Awareness Month just around the corner, now is the perfect time to sharpen your scam-spotting skills. In this blog, we'll help you learn how to identify and avoid these schemes so you can protect your personal and financial information.

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How to Maximize Your Retirement Income

By: American Heritage 09.05.24 4 minute read

Are you planning for retirement? It may not seem urgent if you're young, but the earlier you start, the better prepared you'll be. Early planning allows you to harness the power of compound interest, where your investments grow exponentially over time. Even small contributions made early on can significantly boost your retirement savings.

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From Budgeting to Retirement: 12 Financial Rules You Need to Know

By: American Heritage 08.29.24 3 minute read

Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. Below, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.

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Simple Ways to Improve Your Financial Literacy

By: American Heritage 08.15.24 3 minute read

Financial literacy is more important than ever. It’s key to making informed decisions about managing your money and meeting your long-term goals. Yet, according to a survey by the National Foundation for Credit Counseling, only 53% of Americans give themselves an A or B when considering their knowledge of personal finance. In that same survey, 80% feel they could benefit from additional financial advice and education, even with their existing knowledge.

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Preventing Procrastination: Tackling Your Finances Head-On

By: American Heritage 08.08.24 3 minute read

Are you a financial procrastinator? It’s easy to put off certain financial tasks, whether they be paying a specific bill, creating an emergency fund, or writing a will. The simple truth is that nothing good can come from procrastinating on these items. A late bill incurs interest, and you unfortunately never know when a will or emergency fund will be needed.

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Vacation Money Tips for a Safe Trip

By: American Heritage 07.03.24 3 minute read

Summer means vacations—at home or abroad—but managing your finances while traveling can sometimes be challenging. Luckily, a variety of tools and services are available to help you keep track of your finances so you can enjoy a worry-free getaway. We’ll show you how to manage your money, save time, and protect your accounts while you’re away from home.

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Costs of Accepting Credit Cards at Your Business

By: American Heritage 06.27.24 3 minute read

Before you add credit cards to the mix, understand the costs and pick a system that aligns with your business model. In this article, we’ll cover the three most common ways credit card processing fees are structured, additional costs, and other factors to consider.

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