Buying a home is an exciting step that requires making many decisions, like picking the right mortgage to fit your financial goals and current situation. One option to think about is an adjustable-rate mortgage (ARM). ARMs have their advantages and disadvantages, so think carefully before deciding on a home loan.
On the surface, debit cards and credit cards look alike, with a chip and a magnetic stripe, your financial institution's logo, and the card network (like Visa or Mastercard). They both give you a convenient way to make purchases online and in stores.
READ THE ARTICLE
This could be the right time for you to refinance your home loan. You’ve had the same mortgage for several years now, and you’ve built up home equity. What will happen when you refinance? How do you get this process started, and what does it include? Here’s what you need to know about the process of refinancing your home loan.
If you’ve got first-class travel dreams but more of a road-trip budget, don’t worry: It’s possible to explore the world without wrecking your wallet. Here are some money-saving travel tips to help you keep costs down before, during, and after your trip.
Financial literacy is an essential life skill that lays the groundwork for a successful future. As parents, grandparents, or guardians, it’s crucial to teach children about money management since that’s often not covered in schools. To help you guide your little ones on this important journey, we've compiled a list of seven common mistakes to avoid when teaching your kids about money.
Home is where the heart is… and it can also be a valuable source of low-cost funds you can use for just about anything. If you’re a homeowner who’s built up equity in your home, you may have the opportunity to access affordable financing through a Home Equity Loan or Home Equity Line of Credit (HELOC). Here are some things to consider before tapping into your equity.
READ THE ARTICLE
Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying a home with a conventional mortgage or refinancing that loan. Understanding PMI can help you to avoid paying it or saving money in the long term. Here’s what you need to know:
Since 2007, America Saves Week has been inspiring people of all ages to commit to building and maintaining good savings habits. This year’s theme is “A Financially Confident You,” and it’s all about taking control of your finances to achieve financial well-being.
In honor of America Saves Week, here are some money-saving tips to help you boost your financial confidence and empower your financial future.
Millions of people use dating apps or social networking sites like Facebook and Instagram in the hope of finding love. Instead of finding their dream person, they wake up to an empty bank account. In fact, in 2021 alone, the Federal Trade Commission said that losses from romance scams were up nearly 80% from 2020, totaling $547 million.
There are lots of things to look out for when it comes to romance and other online scams. In this blog, we’ll look at some different kinds of scams so you can avoid them and the heartache that can come along with them.
Between the rising cost of gas and groceries, holiday expenses, and unexpected bills, chances are your credit card balance may be a little higher than you’d like. Luckily, there’s a simple solution to help you lower your monthly payments and pay off your credit card debt faster: transferring your current balance to a low- or no- interest credit card. Here’s how a credit card balance transfer can help you get a fresh start and give your budget some breathing room in the new year.
