Buying a home is a big step, both emotionally and financially. Naturally, you want the most accurate information to guide you through this process. However, a surprising amount of misinformation is out there, sometimes unintentionally passed along.
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College graduation is a significant milestone—the culmination of years of dedication and hard work. As you step into the next chapter, financial independence becomes a critical factor in shaping your future. This article can help you navigate the exciting yet sometimes complex world of personal finance. By managing your finances wisely from the start, you can steer clear of common pitfalls and set yourself on a path toward fulfilling your long-term financial goals.
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Is the open road calling you? You’re not alone. Every summer, millions of people in the U.S. travel by car for leisure. In fact, National Road Trip Day is celebrated the Friday before Memorial Day each year. Whether you’re heading across the state or across the country, a road trip can be a fun, flexible, and economical way to travel with the family. Before you gas up and hit the highway, a little planning can ensure a smooth and enjoyable journey. From preparing your vehicle to mapping out your route and packing emergency supplies, here are some tips for making the most of your summer road trip.
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Ending a marriage is an emotional decision that can be painful in many ways. Divorce, especially among people over 50, can have a devastating effect on your financial situation. Here are 16 tips to help you make good choices as you prepare for divorce:
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At American Heritage, we are continually looking for ways to provide our members with educational resources and tips that can aid in fighting frauds and scams, including card skimming. Members have access to various account tools to protect themselves against the ongoing and increased scam activity. Tools and digital services available to members include Mobile Teller card controls, eAlerts for each card transaction, and on-demand educational content on the Learning Center.
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When it comes to estate planning, you may be more familiar with the concept of a will versus a trust, but there are several reasons that trusts could benefit you and your loved ones in estate planning. Establishing a trust gives you control over how your wealth will be protected and, ultimately, transferred to your beneficiaries. Many types of trusts are available. The benefits of each vary by type, and each may be treated differently from state to state. Meet with a financial advisor who has estate planning experience to determine if setting up a trust is the right plan for you and to find one that best fits your needs and goals.
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Whether you’re just a few years or even a few decades away from retirement, you want to make sure you can live comfortably when you do retire. First enacted in the 1930s, America’s Social Security program protects people against the loss of earnings due to retirement, death, or disability. But Social Security was meant to be a foundational element of planning for retirement, not the only source of income after retirement. Here are five important facts about the program:
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Money talks—are you teaching your kids to listen? April is both Credit Union Youth Month and Financial Literacy Month, so it’s the perfect time to spotlight the importance of teaching your children about money from a young age, fostering financial literacy that will benefit them for life. Here are achievable ways you can support major milestones along your child’s financial journey.
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If you’re a parent, you want what’s best for your child, like making sure that they get a good education. But how do you pay for daycare and start saving for tuition without going broke? The good news is that there are options to help you financially plan for your child's future that allow you to save money in the short-term and long-term, provide tax savings and earn investment income for the future.
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If you’ve gotten married in the past year, or you’re getting married soon, taxes may be the last thing on your mind. These tips can make your transition from single to married tax filing status go smoothly.
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