Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 
Click here to join the email list.

7 Ways to Make Homebuying Easier

By: American Heritage 02.01.24 3 minute read Home & Mortgage

Without the right support and preparation, buying a home can feel a lot like putting together a puzzle with only half of the pieces: time-consuming and frustrating. From house-hunting to closing, the homebuying process takes 4 to 6 months on average and involves multiple moving parts, so it’s no surprise that many homebuyers find it overwhelming. If you want to simplify and streamline your experience, you can take steps to better prepare and set yourself up for a smooth road to homeownership.

READ THE ARTICLE
Close up on credit cards

Are Hard Times Pushing You to Make These 6 Credit Card Mistakes?

By: American Heritage 12.14.23 4 minute read Credit

Economic downturns, looming recessions, and rising inflation can shake your financial stability. In these times, credit cards can seem like an immediate solution, but leaning too heavily on them might set you up for future pitfalls. When it’s time to batten down your financial hatches, making wise choices regarding credit card use is more important than ever.

READ THE ARTICLE
man reading a document at his desk

Build Your Savings with Certificates

By: American Heritage 12.07.23 5 minute read Investing & Retirement

Want your savings to earn more than they would in a traditional savings account, without taking on risk? Then you may want to look into opening a certificate. If you do your banking at a credit union, you may also know them as share certificates, or as certificates of deposit (CDs) at a bank.

READ THE ARTICLE
Hands holding cash

The Best Way to Carry and Keep Cash

By: American Heritage 11.30.23 3 minute read Security

Do people still carry cash? The answer is a resounding YES. While most transactions can be handled with your digital wallet, credit card, or debit card, cash is still useful, especially in an emergency, when digital or card payment options might not be available. As with most things in life, it’s smart to be prepared. Let’s look at how much cash you should have on hand and how to keep it safe.

READ THE ARTICLE
woman shopping in the wintertime

What Is Small Business Saturday?

By: American Heritage 11.22.23 3 minute read Business

Small businesses are the backbone of the economy and a vital part of our cultural identity. However, when it comes to holiday shopping, many consumers rely on retail giants, missing out on the opportunity to discover distinctive offerings and invest in their communities. Small Business Saturday is always the last Saturday in November, falling between November 24 and November 30, depending on the year. Small Business Saturday is a chance for Main Street enterprises to capture a little more yuletide magic and market share. Here’s what small business owners need to know.

READ THE ARTICLE
A husband and wife on a laptop working on their finances

8 Healthy Financial Habits You Should Develop

By: American Heritage 11.09.23 4 minute read Savings & Budgeting

If you feel overwhelmed by your finances, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck, struggling to pay bills or save for the future. By adopting healthy financial habits, you can help reduce financial stress, increase financial security, and enhance peace of mind.

READ THE ARTICLE
Family window shopping for the holidays

Tips For Keeping Your Money Safe This Holiday Season

By: American Heritage 11.09.23 3 minute read Holiday

‘Tis the season to be wary. The holidays are a busy time for shoppers, travelers, and helping hands. Unfortunately, the cold weather months are also when scammers turn up the heat. A 2020 Experian study found that nearly one in four Americans have fallen prey to fraud during the holidays. In this article, we’ll cover seven costly scams that are currently on the rise and offer a few tips for staying safe.

READ THE ARTICLE
5 6 7 8 9

Want to stay up-to-date with more financial articles? Join our email list and receive the latest blog articles in your inbox.

SIGN UP FOR YOUR FAVORITE TOPICS