Living in a small space doesn’t mean you have to sacrifice style, comfort, or functionality. Whether you’re working with a cozy apartment or a small home, the right home improvement hacks can help you make the most of every square foot.
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Buying a home is exciting, but it’s also one of the biggest financial decisions you will make. Whether you’re planning to buy your first home or looking to relocate, now is a great time to start preparing for homebuying season. Follow these strategies to reduce stress and increase your chances of a successful home purchase this season.
There are several steps before you purchase a home or buy your next vehicle. One of the first steps in these processes is to be preapproved for a loan. While a preapproval may seem unnecessary at first, the truth is that it’s a critical step in the loan process which can help make your end goal of buying a home or finding your next car easier.
If you’ve checked out rental listings lately, you know that rents are going up, up, up. Demand for apartments has surged, making many markets super competitive. Finding a place to call home at a reasonable price can be challenging. The burning question is: how much of your income should go toward a rent budget?
In this article, we'll explore some practical guidelines and steps to help you figure out how much rent you can afford without busting your budget.
You just purchased your new home—now what? Before you make the big move, there are important safety, maintenance, and convenience steps to take leading up to and right after making yourself at home.
Let’s learn how to make the most of your first 24 hours in your new place.
Life is unpredictable. An emergency, unexpected illness, or a bout of forgetfulness can all end in a missed loan payment. While missing a single payment may come with unwanted consequences like fees or penalties, it will not result in financial ruin. Stay calm and keep reading to learn what happens if you miss a loan payment.
Buying a home is an exciting step that requires making many decisions, like picking the right mortgage to fit your financial goals and current situation. One option to think about is an adjustable-rate mortgage (ARM). ARMs have their advantages and disadvantages, so think carefully before deciding on a home loan.
This could be the right time for you to refinance your home loan. You’ve had the same mortgage for several years now, and you’ve built up home equity. What will happen when you refinance? How do you get this process started, and what does it include? Here’s what you need to know about the process of refinancing your home loan.
You may have seen in the news that there is a “new” tax for mortgage borrowers with higher credit scores. Bold headlines are claiming that those with a higher credit score will be paying more to subsidize those with lower credit scores, sometimes going as far as to wrongly suggest that you should deliberately lower your credit score to pay less. This has been misconstrued.
