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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

5 Cash Flow Tips for Seasonal Businesses

By: American Heritage 12.12.24 3 minute read

From farms to food trucks and hotels to holiday retailers, seasonal businesses are a vibrant and vital part of the economy. Seasonal businesses have a unique opportunity to capitalize on timely demand and harness pricing power to generate substantial revenue over a relatively short period. The downside? Small-business owners have to make ends meet 12 months a year; too often, revenue gets spread too thin.

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How to Spot Social Media Shopping Scams

By: American Heritage 11.07.24 3 minute read

Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.

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Your First Year Baby Budget

By: American Heritage 10.28.24 8 minute read

Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult today can cost over $310,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.

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Timing and Savings: Grow Your Money With the Right Strategy

By: American Heritage 10.03.24 4 minute read

October is Financial Planning Month, making it a great time to take a closer look at your financial goals and how you’re working toward them. One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades—should shape how you save or invest. This is called your time horizon, and it plays a major role in determining the best strategy for reaching your objective.

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Don't Get Scammed Online: Spot the Signs

By: American Heritage 09.26.24 4 minute read

Do you know the warning signs of online fraud? With National Cybersecurity Awareness Month just around the corner, now is the perfect time to sharpen your scam-spotting skills. In this blog, we'll help you learn how to identify and avoid these schemes so you can protect your personal and financial information.

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How to Maximize Your Retirement Income

By: American Heritage 09.05.24 4 minute read

Are you planning for retirement? It may not seem urgent if you're young, but the earlier you start, the better prepared you'll be. Early planning allows you to harness the power of compound interest, where your investments grow exponentially over time. Even small contributions made early on can significantly boost your retirement savings.

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