With so many ways to pay, how do you choose the best option for your lifestyle and financial needs? Each method has unique benefits and considerations – here’s a look at the most popular options and when to use them.
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With Tax Season upon us, here are several tips and offers to help you file your return and make the most of your refund!
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If you’re a member of a credit union – or thinking about joining one – you’ve probably heard a well-meaning friend or relative tell you something negative they “heard” about credit unions. Unfortunately, the public sometimes gets its facts wrong about credit unions, even though our movement has millions of members worldwide. Credit unions have been around for more than 100 years, but there’s still a lot of confusion about the difference between a credit union and a bank, how credit unions work, and the benefits we offer our members. Credit unions and banks provide the same types of services, but certain characteristics set credit unions apart. Here’s the biggest difference: While banks are for-profit companies that need to earn profits for their stockholders, credit unions are not-for-profit organizations owned and operated by members. Their earnings go right back to members in the form of lower rates on loans, higher dividends on savings, fewer fees, and great service. Because each credit union member owns a share of the organization, they have equal voting rights in decisions that might affect the credit union. Members aren’t customers; they’re the boss.
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It doesn't need to be a new year to set goals and start fresh. Are you making plans for a brighter, more financially secure future? Building or strengthening your emergency fund is a great place to start. While saving for an emergency may not sound as exciting as splurging on a luxury item, putting aside enough for a robust backup fund will help you achieve financial peace of mind.
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Data security impacts all of us, and as Data Privacy Week approaches at the end of the month, we want you to feel confident that you can safeguard your personal and financial information in this digital age. Whether you’re banking online, shopping, using social media, or even going about your business offline, the risks of having your personal or financial data compromised are there.
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If you’ve put off holiday shopping, there’s no need to worry. In this blog post, learn how to avoid costly last-minute shopping mistakes – and how to protect yourself from holiday scammers along the way.
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From farms to food trucks and hotels to holiday retailers, seasonal businesses are a vibrant and vital part of the economy. Seasonal businesses have a unique opportunity to capitalize on timely demand and harness pricing power to generate substantial revenue over a relatively short period. The downside? Small-business owners have to make ends meet 12 months a year; too often, revenue gets spread too thin.
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Ready to take the leap from renting to owning? Buying a home is a significant step, but with the right strategies, it doesn’t have to feel overwhelming. These essential tips will help you find a home and mortgage that fits your budget with ease.
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Every time you swipe your card, pay a bill, or donate to a charity, you have the power to create positive change. Your financial decisions, no matter how big or small, can make a meaningful impact on your community and beyond. In this post, we’ll explore how mindful choices in banking, shopping, and giving can help you make a difference.
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Accepting credit cards can help your business grow. While card payments offer convenience and efficiency, businesses must remain vigilant and proactive to ensure that every transaction is secure and legitimate.
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