Tax Time Tips for American Heritage Members
With Tax Season upon us, here are several tips and offers to help you file your return and make the most of your refund!
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How to Build an Emergency Fund Faster: Tips and Strategies
It doesn't need to be a new year to set goals and start fresh. Are you making plans for a brighter, more financially secure future? Building or strengthening your emergency fund is a great place to start. While saving for an emergency may not sound as exciting as splurging on a luxury item, putting aside enough for a robust backup fund will help you achieve financial peace of mind.
How to Protect Your Data and Information for a Safer 2025
Data security impacts all of us, and as Data Privacy Week approaches at the end of the month, we want you to feel confident that you can safeguard your personal and financial information in this digital age. Whether you’re banking online, shopping, using social media, or even going about your business offline, the risks of having your personal or financial data compromised are there.
Best Practices for Credit Card Transactions
Accepting credit cards can help your business grow. While card payments offer convenience and efficiency, businesses must remain vigilant and proactive to ensure that every transaction is secure and legitimate.
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How to Spot Social Media Shopping Scams
Social media platforms have become a popular and convenient way to discover new brands and products. However, an increasing number of scammers are using these platforms to create fake companies and push nonexistent merchandise to consumers.
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Your First Year Baby Budget
Whether you find out you’re expecting or you get a call from your adoption agency, your first response is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. Raising a child from a newborn to an adult today can cost over $310,000, not including college, according to a Brookings Institution analysis of data from the U.S. Department of Agriculture.
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Timing and Savings: Grow Your Money With the Right Strategy
October is Financial Planning Month, making it a great time to take a closer look at your financial goals and how you’re working toward them. One of the key things to consider when planning your finances is timing. How soon you’ll need the money for a goal—whether over a few months or several decades—should shape how you save or invest. This is called your time horizon, and it plays a major role in determining the best strategy for reaching your objective.
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Don't Get Scammed Online: Spot the Signs
Do you know the warning signs of online fraud? With National Cybersecurity Awareness Month just around the corner, now is the perfect time to sharpen your scam-spotting skills. In this blog, we'll help you learn how to identify and avoid these schemes so you can protect your personal and financial information.
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How to Maximize Your Retirement Income
Are you planning for retirement? It may not seem urgent if you're young, but the earlier you start, the better prepared you'll be. Early planning allows you to harness the power of compound interest, where your investments grow exponentially over time. Even small contributions made early on can significantly boost your retirement savings.
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From Budgeting to Retirement: 12 Financial Rules You Need to Know
Do you know the 60/20/20 rule for budgeting? How much you should have in your emergency fund? Or why you should keep your credit card utilization at 30% of your limit? Many Americans are unfamiliar with these financial basics. If you’re new to these rules or just want a quick refresher, read on. Below, we’ll give you the tools to build your financial knowledge, from short-term savings to retirement planning.