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Posts about Home & Mortgage (3)

How to Buy a Home in a Hot Real Estate Market

By: American Heritage 05.05.22 3 minute read

A hot real estate market can pose a real challenge for hopeful buyers – especially for those looking to buy their first home. But that doesn’t mean you can’t find a place you love and get your offer accepted. It just takes a combination of patience and fortitude, plus a little homebuying know-how. Not sure where to start? Read on for some smart steps to follow.

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7 Home Improvement Projects That Won’t Break the Bank

By: American Heritage 04.28.22 3 minute read

Your home is likely your biggest investment – and it’s where you and your family should feel safe, comfortable, and connected. So, whether it’s your forever home or you’re planning to make a move in the near future, you might want to consider some home improvement projects that can deliver value, efficiency, and style. Wondering where to start? Here are seven cost-effective home renovations to consider:

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Can I Get Approved for a Mortgage with Student Loan Debt?

By: Holly Love 04.01.22 4 minute read

Getting approved for a mortgage when you have college debt can be complicated – but having student loans does not mean an automatic denial. Nearly 46 million Americans have student loan debt as of 2022, and many of those holding loans are looking to be homeowners soon. If you owe a student loan debt or are planning to buy a home in the future with someone who owes, don't fret! Owning a home is not out of the question. Knowing how mortgage approvals are determined and what to expect will help you on your way to homeownership.

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Buying a Home with an FHA Loan

By: American Heritage 02.03.22 3 minute read

If you have limited savings or less-than-perfect credit, the dream of owning your own home may feel out of reach. You’re not alone, but don’t think you’re out of luck either. FHA loans are designed to help people with these challenges achieve the goal of homeownership by providing a mortgage that may work with their financial situation.

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Home Upkeep: 4 Ways to Keep Your Costs Down

By: American Heritage 01.20.22 4 minute read

Your home is your castle—and castle upkeep can be expensive. But with a little know-how and effort, you can enjoy your home without emptying your wallet. Using less energy, decorating on a budget, taking care of small problems before they become big ones, and doing basic home renovations and repairs yourself can help you keep your home costs down. Sound good? Then this guide is for you.

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Easy DIY Home Maintenance Tips for Winter

By: American Heritage 12.16.21 3 minute read

Owning a home is a big deal. It’s essential to keep up with regular home maintenance tasks to protect your asset and make sure everything remains in good working condition – especially since you can’t just call your landlord when something goes wrong or breaks. Whether you’re a new homeowner or you settled into your place a while ago, these easy DIY home projects can help you save money over the long run. Get started while you’re cooped up inside during the cold winter months, and help lower your energy bills and improve your quality of life throughout the year.

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Buying a Home With a VA Loan

By: American Heritage 11.10.21 3 minute read

On Veterans Day, and throughout the year, we’re grateful to the many veterans and active-duty military members who’ve dedicated themselves to protecting our country. We can’t thank you enough for your service — and we want to support you as you plan your next move.

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Home Equity Line of Credit (HELOC) vs. Refinancing: What's Best for Me?

By: Holly Love 09.09.21 4 minute read

For the seasoned homeowner, researching how to fund your next big project or life event can bring up a variety of complicated terms. Many of these terms are presented together, but they often work very differently from one another. In this article, we compare a Home Equity Line of Credit (HELOC) to refinancing your existing mortgage. To learn how each option works and when you would want to choose one over another, continue reading.

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First Time Buying a Home? Avoid These 7 Mistakes

By: American Heritage 08.26.21 3 minute read

Buying a house is a great investment in your future. But the process can be a bit confusing when you’re first starting out. If you’re not careful, or let your emotions get the better of you, it’s possible to make mistakes that can derail the homebuying process or lead you to a home that isn’t the best fit for you (or your finances). Be sure to avoid these common homebuying mistakes from the beginning.

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6 Easy Ways to Boost Your Home's Curb Appeal

By: American Heritage 06.10.21 3 minute read

As a homeowner, you know that taking care of your house is the best way to maintain its value. But even a house that’s in good working order can look drab or uninviting from the outside. If you’re planning to sell in the near future, that could affect your home’s selling price. That’s why many real estate agents put a big emphasis on curb appeal.

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