At the start of each year, people are looking to lock-in their New Year’s resolutions to help improve various aspects of their lives, including health and wellness changes, career goals, and travel and leisure plans. An important but often left behind category of resolutions focuses on becoming more fiscally responsible.
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The Department of Education’s pause on federal student loans and interest accrual ends September 1, 2023. Payments will start back up in October 2023, so if you haven’t selected a repayment plan yet or are looking to adjust your payments to fit your current circumstances, now is the time to do your research.
If you’re new to borrowing, your first step is to establish credit. Secured credit cards can be an alternative to unsecured credit cards with the same conveniences. Secured credit cards are designed to help borrowers take positive steps towards financial freedom. The best candidates for secured credit cards are high-risk borrowers, those with damaged or insufficient credit history, those who are just starting out with credit, and those looking to avoid overspending.
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Traveling can bring excitement, new experiences, and can even help you recharge and reduce stress. But to travel, you’ll need to pay for your trip and expenses that come with it. Travel credit cards are a great option for those looking to earn and redeem points, cash back, and receive valuable perks to help ease travel costs. With many options available to travelers, it’s hard to know which card is your best option. We’ve created a guide to help you determine which type of card best suits your spending habits, travel needs, and expectations.
With December right around the corner and holiday festivities quickly approaching, it’s also the time of year when the needs of your community are the most apparent. Though food, clothes, and essential goods are needed all year round, the winter season brings the greatest needs for these items. Whether you want to make a donation, take action, or find new organizations to help into the new year, there are many opportunities to spread joy within your own community.
Now that we’ve created the Financial Wellness Dictionary for young adults to educate themselves on the most relevant terms to begin their financial wellness journey, the next step is to establish yourself at a financial institution. In today’s blog, we look at a handful of starter accounts, products, and services young adults should have or start familiarizing themselves with to continue towards financial independence.
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For most young adults at the beginning of their financial wellness journey, the phrase “start right now” can be intimidating and can leave you wondering, “Where do I start?”
Before you jump into a world of potentially unfamiliar financial products and plans, let’s look at the most relevant terms you’ll need to know before you kickstart your financial independence.
With the warmer months right around the corner, our spring-cleaning list usually includes tasks like decluttering closets, storing away snow supplies, and even organizing finances for the year. One task that should not go overlooked is keeping your vehicle up to date with the season! Getting your vehicle in tip-top shape can save you money down the road and can protect you and your family from preventable hazards.
The outside of your vehicle will show the most noticeable effects of the winter months. Most of your vehicle’s mechanical work will need the help from a professional, but you can easily do your surface level cleaning yourself, like removing unnecessary items and trash, as well as shampooing and vacuuming the seats and floors.
Additional repairs and updates your vehicle may need include:
