Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

5 Things to Discuss Before You Tie the Knot

By: American Heritage 02.11.21 3 minute read

Getting married is an exciting time. From announcing the news to your friends and family, to planning a wedding and honeymoon during these uncertain times, you’ve got a lot to think about. So it can be easy to overlook one of the most important subjects that affects newly married couples: money. Whether you are recently engaged or about to say “I do,” make sure that you and your significant other are on the same page when it comes to your financial future as a couple.

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Tips to Simplify & Organize Your Finances

By: American Heritage 02.04.21 3 minute read

Bills, account statements, insurance notices, credit card offers… chances are, your financial life comes with a lot of clutter. What do you do with all of it? Have you ever accidentally thrown away or misplaced an important document? How do you make sure you don’t miss a payment due date or forget a password?

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8 Home Upgrades That Can Lower Your Energy Bills

By: American Heritage 01.28.21 3 minute read

Around here, winters can get cold. While it’s great to enjoy the sight of a winter wonderland (and a cup of hot cocoa) from inside a warm home, the cost of keeping your place comfortable can be significant. In the spirit of National Cut Your Energy Costs Day, which is January 10th, here are eight strategies to improve your home’s energy efficiency, lower your energy bills, and help reduce your impact on the planet.

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Ask the Experts: Video Advisor

By: Holly Love 01.15.21 5 minute read

In this new series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with experts Devon Yoak and Christian Suarez, who are working together to bring a new project to life. This project, known as VANA, our Video Advisor service, is an exciting new communication channel for members near and far.

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What is a Home Equity Loan?

By: American Heritage 01.07.21 2 minute read

From home renovations to high interest debts, you may find yourself at a juncture where you’re in need of cash. If you can relate and are a homeowner, the following options may be worth exploring as you weigh your financial decisions: Home equity loan Home equity line of credit (HELOC) As part of a 2-part blog series, and in an effort to help our members better understand both options, our team is reviewing the differences between a home equity loan and a home equity line of credit—both of which are potential options for those wanting to borrow on their home's equity.

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Summer Bucket List: 5 Things to Do in Philadelphia

By: American Heritage 01.07.21 2 minute read

As proud Philadelphians (fun fact: we were founded in Pennsylvania over 75 years ago!), we enjoy exploring our city and all of the activities Philadelphia has to offer, especially in the summertime. That’s why we’ve compiled a summer bucket list of our top 5 things to do in Philadelphia this summer and encourage our members to check them out and share with us on our social channels!

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8 Ways to Prepare Your Finances for a Recession

By: American Heritage 01.07.21 3 minute read

You’ve worked hard to earn your money, so naturally you want to grow your earnings and protect them when you can—particularly from bad economic news like a recession. Recessions are a normal part of the economic cycle. They happen when we experience two or more consecutive quarters of reduced overall economic activity. That reduction leads to job losses, home foreclosures, and a lot of uncertainty that can hit close to home, just like what happened during the Great Recession of only a decade ago.

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What is a Home Equity Line of Credit?

By: American Heritage 01.07.21 3 minute read

Meet Ashley. Ashley is a 20-something year old homeowner who is interested in a home renovation project, and also has some debt that she may need to consolidate at some point in the future. She’s owned her home for a few years and has built up a nice bit of equity. Based on Ashley’s situation, she has a few financial options that she can explore. Two options at the top of the list? A home equity loan and a home equity line of credit, also known as HELOC. If you can relate to Ashley, continue reading below to see if one of these options is right for you.

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Get Your Money in Shape With These New Year’s Resolutions

By: American Heritage 12.31.20 3 minute read

As we begin a new year, many of us will take some time for self-reflection and to form one or two New Year’s resolutions. In many cases, these will involve financial goals. Unfortunately, whether your resolution involves eating healthier or saving more money, it can be tough to keep it going past January. Often, that’s because well-intentioned goals aren’t followed up with a clear, realistic plan. We want to help. Here are nine personal finance moves that could have a big impact on your financial wellness in the coming year – and suggestions to help keep your financial resolutions on track throughout the year.

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