Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

A Financial Checklist for Newlyweds

By: American Heritage 06.12.20 3 minute read

Getting ready to tie the knot? The opportunity to take on life as a team is exciting, but having your lives so closely intertwined also means big changes for your lifestyle. Especially when it comes to managing your finances. Unfortunately, money can be a tricky topic for couples. In fact, it’s the number one thing married couples fight about. But this doesn’t have to be the case. As you begin this next step in your relationship, one of the best moves you can make for your marriage is to sit down and talk about money. Then start taking the steps in this financial checklist for couples. Your relationship – and finances – will be all the better for it.

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6 Ways to Make the Most of Your Retirement

By: American Heritage 06.04.20 5 minute read

You want to enjoy your retirement. You’ve earned it! So, the last thing you want to do is worry about your finances. If you’re recently retired or soon will be, you want to make sure your money will last, especially during these uncertain times. Here are six keys to saving money and simplifying your finances in retirement.

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Looking for Ways to Help During COVID-19?

By: American Heritage 05.28.20 3 minute read

It’s easy to feel frustrated and disconnected by the new challenges and safety guidelines surrounding COVID-19. For many of us, that makes us want to find ways to help and support our community. While there may be temporary limitations to our ability to get out of the house and do all the things we used to do, there are still plenty of ways that we can help our neighbors and community. Here are eight ideas to get you started.

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Digitize Your Budget with These Online Tools

By: Holly Love 05.21.20 2 minute read

Notebooks, graph paper, and saved receipts have played their part, but now digital budgeting tools have taken center stage. With the ability to track and sort your purchases in real time or pay bills automatically on your behalf, these handy tools are a necessity for getting your budget back on track. You can't argue that there's nothing more frustrating than trying to find a missing receipt or important document. Overwhelmed by your options or don’t know what’s out there? We’ve compiled a list of some popular recommendations – including a few tools of our own!

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4 Ways to Keep Your Savings Protected & Growing

By: American Heritage 05.14.20 3 minute read

You’ve worked hard to build up your savings. So you want to make sure they’re protected – and steadily growing – during today’s economic uncertainty. But right now, it may seem harder to grow your savings, especially when you want to avoid the risks that come with a volatile stock market. Keeping your funds protected in a federally insured financial institution is a smart way to avoid market risk. And, with the right account, you can still earn a great rate. Here’s how.

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Should You Refinance Your Home? Consider These 4 Factors.

By: American Heritage 05.07.20 3 minute read

Right now, you’re probably looking for ways to boost your financial security, such as by lowering your bills or building up your savings. You’re not alone. Many homeowners are doing exactly that by refinancing their home to take advantage of today’s low mortgage rates. To see if refinancing is right for you, it’s important to understand why people choose to refinance and what makes someone a good candidate for a refinance mortgage. Ask yourself the following questions:

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Managing Your Money in Difficult Times

By: American Heritage 04.16.20 3 minute read

Things are different now, and new economic uncertainties and financial pressures are a reality for many people. We understand, and we want to help ease the financial stress you may be feeling. Even in the face of an economic recession, there are some practical steps you can take now to help boost your financial security and feel better prepared for whatever tomorrow brings.

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Spending More Time at Home? Use it to Teach Your Kids About Money

By: American Heritage 04.09.20 2 minute read

Your kids may be spending more time indoors these days, but that doesn’t mean they have to miss out on opportunities to learn and grow. April is National Financial Literacy Month and National Credit Union Youth Month, so it’s a great time to increase your child’s financial literacy. And doing so doesn’t have to be boring: There are lots of ways to make learning about spending, saving, and borrowing fun and interesting for kids of all ages. Here are a few of them:

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Making PAT Part of Your New Routine

By: Holly Love 04.02.20 3 minute read

There are options for how you would like to perform your transaction, and whether you visit in person, online, or in the drive-thru, there are a variety of ways to accomplish your goal. Plus, even your options have options! Our PAT (Personal Automated Teller) machines are available in branches and in the drive-thru and provide a quick alternative to waiting in line. PAT machines are devices that resemble an ATM but have a live Teller connected to it. Even if you have used a PAT machine before, you may have lingering questions about the machines and wonder why we’ve added them into our branches. We sat down with the experts here at American Heritage on all things PAT to get answers directly from the team behind the machines. When you use a PAT machine at one of our branches, you will have the pleasure of speaking directly with these experts or one of their local team members!

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Know Your COVID-19 Resources

By: Holly Love 03.26.20 4 minute read

Life as we were used to it has changed drastically all across the world over the last several months. For some, these changes may feel sudden, as the public opinion and government reaction to it seem to have shifted overnight. Just over two weeks ago, on March 11, 2020, COVID-19 was officially characterized as a pandemic by the World Health Organization.

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