Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Digitize Your Budget with These Online Tools

By: Holly Love 05.21.20 2 minute read

Notebooks, graph paper, and saved receipts have played their part, but now digital budgeting tools have taken center stage. With the ability to track and sort your purchases in real time or pay bills automatically on your behalf, these handy tools are a necessity for getting your budget back on track. You can't argue that there's nothing more frustrating than trying to find a missing receipt or important document. Overwhelmed by your options or don’t know what’s out there? We’ve compiled a list of some popular recommendations – including a few tools of our own!

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4 Ways to Keep Your Savings Protected & Growing

By: American Heritage 05.14.20 3 minute read

You’ve worked hard to build up your savings. So you want to make sure they’re protected – and steadily growing – during today’s economic uncertainty. But right now, it may seem harder to grow your savings, especially when you want to avoid the risks that come with a volatile stock market. Keeping your funds protected in a federally insured financial institution is a smart way to avoid market risk. And, with the right account, you can still earn a great rate. Here’s how.

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Should You Refinance Your Home? Consider These 4 Factors

By: American Heritage 05.07.20 3 minute read

Right now, you’re probably looking for ways to boost your financial security, such as by lowering your bills or building up your savings. You’re not alone. Many homeowners are doing exactly that by refinancing their home to take advantage of today’s low mortgage rates. To see if refinancing is right for you, it’s important to understand why people choose to refinance and what makes someone a good candidate for a refinance mortgage. Ask yourself the following questions:

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Managing Your Money in Difficult Times

By: American Heritage 04.16.20 3 minute read

Things are different now, and new economic uncertainties and financial pressures are a reality for many people. We understand, and we want to help ease the financial stress you may be feeling. Even in the face of an economic recession, there are some practical steps you can take now to help boost your financial security and feel better prepared for whatever tomorrow brings.

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Spending More Time at Home? Use it to Teach Your Kids About Money

By: American Heritage 04.09.20 2 minute read

Your kids may be spending more time indoors these days, but that doesn’t mean they have to miss out on opportunities to learn and grow. April is National Financial Literacy Month and National Credit Union Youth Month, so it’s a great time to increase your child’s financial literacy. And doing so doesn’t have to be boring: There are lots of ways to make learning about spending, saving, and borrowing fun and interesting for kids of all ages. Here are a few of them:

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Making PAT Part of Your New Routine

By: Holly Love 04.02.20 3 minute read

There are options for how you would like to perform your transaction, and whether you visit in person, online, or in the drive-thru, there are a variety of ways to accomplish your goal. Plus, even your options have options! Our PAT (Personal Automated Teller) machines are available in branches and in the drive-thru and provide a quick alternative to waiting in line. PAT machines are devices that resemble an ATM but have a live Teller connected to it. Even if you have used a PAT machine before, you may have lingering questions about the machines and wonder why we’ve added them into our branches. We sat down with the experts here at American Heritage on all things PAT to get answers directly from the team behind the machines. When you use a PAT machine at one of our branches, you will have the pleasure of speaking directly with these experts or one of their local team members!

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Know Your COVID-19 Resources

By: Holly Love 03.26.20 4 minute read

Life as we were used to it has changed drastically all across the world over the last several months. For some, these changes may feel sudden, as the public opinion and government reaction to it seem to have shifted overnight. Just over two weeks ago, on March 11, 2020, COVID-19 was officially characterized as a pandemic by the World Health Organization.

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Preparing for Your Next Home

By: Holly Love 03.19.20 3 minute read

Buying and selling a home at the same time can make things complicated. Many variables must work together to create a seamless transaction and it takes a dedicated team to make this happen. You’ve identified your pain points with your current home and are ready to move on to the next phase of homeownership. Before you can buy, however, you have a home of your own to sell.

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5 Best Ways to Use the Equity in Your Home

By: American Heritage 03.05.20 3 minute read

Sometimes, big plans come with a big price tag. Tapping the equity in your home can provide the funds you want, but is this always the smartest way to pay? It all depends on your goals. Today we’re looking at some of the best ways that homeowners put their home equity to work. But before we look at these examples, let’s start with the basics:

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A DIY Guide to Unsubscribing and Saving

By: Holly Love 02.27.20 3 minute read

Driven by the rising cost of cable TV and increased number of commercial breaks, cutting cords used to be the cost-effective option to lower your monthly payments. Comparably when it comes to finding deals, online shopping provided an easy way to compare prices and get the best value without having to drive between stores. In a short amount of time, our media and entertainment options have evolved from a collection on a shelf to a cloud-based library at our fingertips – for as long as we pay the fee. As it is, subscriptions surround us. Our daily lives have shifted from making a one-time purchase to continually paying for content that promises to be the most convenient, most up-to-date, and, at one point, the most comprehensive.

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