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Build a Better Retirement with IRA Certificates

By: American Heritage 01.10.20 3 minute read

Saving for retirement is one of the most important things you’ll do with your money. But there are a lot of different ways to save for retirement. Choosing the best option can be confusing. If you’re looking for a simple solution that offers both steady earnings and protection for your funds, an IRA certificate could be right for you. While you may not have heard of this type of account, you’re probably familiar with the two accounts it combines: an individual retirement account (IRA) and a certificate (the credit union equivalent of a bank CD). Here’s why an IRA certificate could be a smart approach to your retirement savings.

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8 Things You Can Sell to Get Extra Cash (and Space)

By: American Heritage 12.19.19 3 minute read

Is your home feeling a little cluttered? Want to get through the holidays, or start the new year, with a little extra cash in your pocket? If there are unused or seldom-used items taking up space in your home, consider selling them. Whether you’re purging your attic, decluttering your whole house, or getting ready to move, periodically selling off old things helps you simplify your lifestyle while earning quick cash – sometimes morethan you might expect.

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Improve Your Account Security with These Simple Steps

By: Holly Love 12.12.19 4 minute read

You have a right to privacy and having your secure information protected from prying eyes. The National Credit Union Administration (NCUA), the government agency that regulates credit unions, has various acts and privacy policies in place to hold these financial institutions accountable for keeping this information safe. But why is privacy so important? You may think that you have nothing to hide or that your life is not interesting enough to be kept a secret. However, a carefree mentality can lead to identity theft, stolen banking information, unauthorized account access, and more.

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Prepare Your Car for Winter in 10 Steps

By: Holly Love 12.10.19 2 minute read

Don't get stuck in the snow this season! It's important to get your vehicle ready for heavy weather as soon as temperatures start to drop, since you never know when the next storm will hit. Not sure where to start? Use these ten steps as a checklist towards safer winter driving.

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Looking for a great rewards card? Read this first.

By: American Heritage 12.05.19 3 minute read

Think about everything you buy each month. Now, imagine if each dollar you spent helped you earn something you really want – like an awesome vacation, designer handbag, or more money in your pocket. In addition to the convenience and security they provide, debit and credit cards may let you earn valuable rewards like these. But there are some important facts you should know in order to choose the card that’s best for you.

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6 Must-Follow Holiday Budgeting Tips

By: American Heritage 11.21.19 3 minute read

The holidays are approaching quickly and with them comes fun, food, gifts for the family, and the need to figure out how to pay for it all. The fact is, the average American can easily spend between $800 – $1000 on the holidays each year. Unfortunately, many people don’t save in advance and put it all on the credit card. This leaves them with a savings shortfall, or worse, a large credit card balance that they’ll be paying off well into the following year.

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Holiday Club Savings: Enjoy the Season without the Stress

By: American Heritage 11.14.19 3 minute read

The holidays are one of the most enjoyable times of the year. But if you’re like many of us, they may also be one of the most expensive. Whether you’re heading out of town or heading to the mall, the cost of gifts, travel, and entertaining can leave you in the red come January. The secret is to start saving for the holidays as soon as possible.

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