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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Protect What Matters with the Right Life Insurance

By: American Heritage 09.12.19 3 minute read

It’s never an easy thing to think about, but it’s something you need to consider: If you were to die, who would provide for your loved ones? Unless you’ve built a large nest egg that your kids or other family members can inherit, having a life insurance policy may be key to keeping your loved ones financially protected if you pass away. You may put off this important financial step because it seems like a hassle. But the truth is, finding and getting the right policy is probably easier than you think, and there are options for every budget.

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7 Ways to Save Money on Your Commute

By: American Heritage 09.05.19 2 minute read

Home is where the heart is, but it is not always near where the job is. The average American’s commute takes 26.9 minutes, with more than 14 million Americans spending an hour or more traveling to work. A longer commute often means more money spent on gas and on car repairs. Here are 7 ways to stop a long commute from cutting into your budget:

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Student Loans and You

By: American Heritage 08.29.19 6 minute read

It’s common knowledge that for many, student loan payments have become a growing concern. The rising cost of a college education, coupled with a tighter job market has led to national student load debt over $1.8 trillion. In Pennsylvania alone, borrowers owe an average of $36,120 each.

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How to Launch Your Dream Business

By: American Heritage 08.22.19 4 minute read

Owning your own business is one of the most rewarding career paths you can follow. More and more young people are seeing the benefits of self-employment, and over 62% of Millennials have considered starting their own business, with 72% feeling that startups and entrepreneurs are a necessary economic force for creating jobs and driving innovation. Starting a business takes hard work, dedication and maybe even a few sleepless nights, but the satisfaction of running your own profitable company is incredibly powerful.

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Should You Choose a Secured or Unsecured Loan?

By: American Heritage 08.15.19 3 minute read

Life takes money. And sometimes, it takes a lot of money at once. Whether you are planning a wedding, updating your kitchen, or fixing your car, having affordable access to cash is often essential. After all, you don’t want to wipe out your savings. When it’s time to look for a loan or line of credit, one of the first questions to ask is: secured or unsecured?

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Surviving Back to School and all Your Fall Expenses on a Budget

By: American Heritage 08.13.19 3 minute read

Whether you’re starting your kids in pre-school or returning to grad school, back to school is an exciting time for anyone starting something new. It’s also a time that requires you to buy! This may mean school supplies, books, new clothes, backpacks and briefcases and even new computers and tablets. While fall can add a lot of expenses to your plate, there are plenty of ways to get what you need, get the maximum value for your dollar and stay within your budget.

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5 Facts that Show How Education Leads to Better Pay

By: American Heritage 08.08.19 2 minute read

We all want to live comfortably and build a secure financial future. Whether you’re supporting yourself or a big family, you deserve this financial freedom. Unfortunately, earning a good salary can be a challenge for many Americans. In today’s competitive job market, being a skilled and valuable employee is the best way to ensure a great paycheck. And this usually depends on a great education.

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New to Credit Cards? Learn How to Use Them Responsibly and Avoid Debt

By: American Heritage 08.01.19 3 minute read

If you just got your first credit card, or soon will, you have probably heard that credit card debt is a major risk to avoid. While that is true, you shouldn’t be afraid to properly use your credit card. The fact is that like most tools, credit cards can be helpful when used responsibly and can lead to problems when used irresponsibly.

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Help: I’ve Been Denied for a Loan!

By: Holly Love 07.26.19 5 minute read

If you’ve been declined for a loan, don’t worry—you’re not alone. The average American household has an estimated $20,221 in carried credit card balances according to a 2023 Nerdwallet study, so it’s no surprise that many of us need help with large expenses. Unfortunately, some loans get declined. If you’ve recently applied for a loan and didn’t get the answer you were hoping for, your best tool is education.

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