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Closeup of a person petting a medium sized dog

How Much Will It Cost to Own Your New Pet?

By: American Heritage 04.11.19 2 minute read Culture Savings & Budgeting

Thinking of adding a pet to your family? Great! There are lots of benefits of having a dog or cat. Pets relieve stress, encourage exercise, make us laugh, and give unconditional love. Spring is the height of "kitten season," when rescue shelters fill up with furry faces. It’s a popular time to adopt a cat, dog, or another kind of pet. While the benefits of pets are many, the expenses may be something to growl about. The more you know about the cost of pet ownership, the better prepared you’ll be for everything from initial costs through emergencies.

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A couple receives house keys from their real estate agent

What to Look for in a Real Estate Agent

By: American Heritage 04.03.19 3 minute read Mortgage

Buying a home is a journey – and your real estate agent is your guide. Your agent’s knowledge, skills, and level of support will have a big impact on your homebuying experience, so it is important to have the right person by your side. With so many real estate agents serving the Philadelphia area and South Jersey, finding the right one can be a daunting task, especially if you are a first-time homebuyer.

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A mother and daughter discuss finances together with a piggy bank and laptop

How to Raise a Money-Wise Child

By: American Heritage 04.02.19 4 minute read Family

April is National Credit Union Youth Month! At American Heritage, our mission is to encourage financial wellness in all phases of life. In celebration of CU Youth Month, we want to show our committment to our younger members by sharing tips for childhood financial literacy!

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A woman pays a barista using a credit card swiped on a tablet

How Credit Unions Serve Their Communities

By: American Heritage 03.28.19 3 minute read Policy & Economy

These days, many of us are conscientious about where we spend our money. After all, we want to know that the businesses we support are responsible and have a positive impact in the community. This is especially important when it comes to the financial institution where we bank, borrow, and invest.

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Many hands at a restaurant table hold out credit cards to a POS terminal

5 Financial Mistakes to Avoid in Your 20s

By: American Heritage 03.14.19 3 minute read Savings & Budgeting

Your 20s are a time of discovery. That includes discovering how to make, spend, and save money (and be less dependent on Mom and Dad). But the journey toward understanding your finances can be a bumpy one. Here are five financial mistakes people often make in their 20s and how to avoid them.

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decorating your house on a budget

13 Tips on How to Decorate Your House on a Budget

By: American Heritage 03.12.19 4 minute read Mortgage

Whether you are a first time home buyer or just want to freshen up your current house, decorating a home can be exciting, inspiring, and often times, expensive. The good news is that if you plan ahead and follow some of our budget-friendly tips below, you can continue to pinch your pennies and still turn your house into a Pinterest-worthy home.

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choosing the right time to buy a house

Choosing the Right Time of Year to Buy a Home

By: American Heritage 03.05.19 2 minute read Mortgage

If you’re ready to buy your first home, or upgrade to something that’s a better fit, you’ve already thought about some of the most important questions: Where do we want to live? Have we saved enough for the down payment? Can we handle the monthly mortgage payment?

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building your dream home

Want to Build Your Dream Home? Here’s What You Should Know First.

By: American Heritage 02.28.19 3 minute read Mortgage

Have you been trying to buy a new home or vacation property, only to see one house after another get snatched up before you can even make an offer? Or, are you unable to find a house that fits your style or needs? Sometimes, to get what you want, you have to do it yourself. But building a house is no easy feat. Here are five things you should know BEFORE you decide to build your dream home:

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