Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family.

Click here to join the email list.

Search blog:

Select a category below:

Credit

Savings & Budgeting

Auto

Holiday

Investing & Retirement

Posts about Savings & Budgeting (12)

A group of friends toast over food and drink

Having a Social Life – Even on a Budget

By: American Heritage 05.21.19 2 minute read Savings & Budgeting

Evenings out with friends are always a good time. However, if those in your social circle have expensive taste, or you live in a pricey town, nights out can be a real budget buster. Whether you’re sticking to a budget to afford a major purchase or trying to pay down debt, you may think it’s impossible to both save money and enjoy a social life. Don’t worry. Your budget doesn’t have to keep you from socializing. You just have to think about different ways to have fun with your friends. Remember, a budget isn’t really about dollars and cents. It represents what you want from life. With that in mind, here are a few money-saving ways to have a great social life without going broke.

READ THE ARTICLE

A family sits on the trunk of their car, holding beach supplies.

How to Spend Less Money on Vacation

By: American Heritage 05.09.19 3 minute read Culture Savings & Budgeting

If you’re like most Americans, you probably spend more money than intended when you’re on vacation. But it’s entirely possible to avoid overspending—and still have a great time—if you plan in advance. Whether you’ve booked inexpensive vacations over long weekends or a once-in-a-lifetime overseas extravaganza, our four simple tips to having fun on vacation while spending less are a blueprint for a stress-free time away.

READ THE ARTICLE

Closeup of a person petting a medium sized dog

How Much Will It Cost to Own Your New Pet?

By: American Heritage 04.11.19 2 minute read Culture Savings & Budgeting

Thinking of adding a pet to your family? Great! There are lots of benefits of having a dog or cat. Pets relieve stress, encourage exercise, make us laugh, and give unconditional love. Spring is the height of "kitten season," when rescue shelters fill up with furry faces. It’s a popular time to adopt a cat, dog, or another kind of pet. While the benefits of pets are many, the expenses may be something to growl about. The more you know about the cost of pet ownership, the better prepared you’ll be for everything from initial costs through emergencies.

READ THE ARTICLE

Many hands at a restaurant table hold out credit cards to a POS terminal

5 Financial Mistakes to Avoid in Your 20s

By: American Heritage 03.14.19 3 minute read Savings & Budgeting

Your 20s are a time of discovery. That includes discovering how to make, spend, and save money (and be less dependent on Mom and Dad). But the journey toward understanding your finances can be a bumpy one. Here are five financial mistakes people often make in their 20s and how to avoid them.

READ THE ARTICLE

Fun Ways to Save Money in Philadelphia This Winter

By: American Heritage 02.15.19 3 minute read Savings & Budgeting

Did you make a resolution to save more money this year? Spending less is great, but it doesn’t mean you have to sit around at home. Philadelphia is full of exciting, inexpensive things to do – even in the middle of winter. Learn how to save money on your next outing with this guide to upcoming events and local favorites.

READ THE ARTICLE

A woman with glasses using a credit card and a calculator

Using a Low-Interest Credit Card to Consolidate Debt

By: American Heritage 01.15.19 2 minute read Savings & Budgeting

From festive lights to family get-togethers, the holidays are full of wonderful moments. But they can be quickly followed by something much less merry: a pile of hefty credit card bills. If holiday shopping or other expenses have you weighed down by large, high-interest credit card balances, you don’t have to watch this debt snowball out of control.

READ THE ARTICLE