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Product Spotlight: Bump-Up Certificates

By: Holly Love 03.24.22 2 minute read Investing & Retirement Product Spotlight

When it comes to saving, the way you choose to save will greatly influence your return on investment. Aggressive options may have the highest yield while posing the greatest risk of loss, where conservative saving options offer a slower, but risk-free return. Certificates of deposit, also known as just certificates, are in the latter group and provide a safe way to grow your funds over time. To explore this savings option, continue reading.

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Product Spotlight: Personal Loans

By: Holly Love 02.17.22 2 minute read Product Spotlight

Loans have been around for millennia, with records dating back to early Mesopotamian farmers borrowing seeds and livestock and using their yields for repayment. Today, loans remain one of the most classic banking products available due to their simplicity, versatility, and usefulness.

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Product Spotlight: Debt Consolidation Solutions

By: Holly Love 01.27.22 2 minute read Product Spotlight

In this series, we analyze the various product offerings at American Heritage to explain their benefits and uses. Taking either a product-first or problem-first approach, we aim to deepen your understanding of banking products and services for robust financial literacy. Debt can be one of the biggest financial obstacles that keep dreams just out of reach. Reducing debt requires a well-thought-out strategy, self-discipline, and the right tools. Debt consolidation is a process in which multiple debts are combined into a single payment. Benefits of debt consolidation can range from reducing the number of individual payments to paying less over time with a lower interest rate. There are several ways a borrower can consolidate their debt, and some solutions are more suited to certain debts than others. If you’re considering debt consolidation as a tool for your financial situation, continue reading to see which method is best for your needs.

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Ask the Experts: Information Systems

By: Holly Love 12.23.21 5 minute read Ask The Experts

In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Kevin Tressel, who leads a group of 30-plus employees with disciplines ranging from Programming, Networking, Security and IS Operations.

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Your Holiday Tipping and Gifting Guide

By: Holly Love 12.09.21 2 minute read Holiday

Holiday spirit can encourage increased tipping and additional cash gifts for workers in the service industry and other customer-facing roles. It’s a thoughtful gesture and is a great way to pay a special thanks to our everyday heroes. Keeping your budget in mind, if you can afford to tip extra this holiday season, you should! Gift-giving around the holidays is not just for family or friends, but for anyone we would like to show appreciation.

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Ask the Experts: Project Management

By: Holly Love 12.02.21 4 minute read Ask The Experts

In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Fawn Martin, whose team organizes, tracks, and structures American Heritage's projects, both big and small.

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Fight Fraud and Create a Safer World

By: Holly Love 11.18.21 2 minute read Security

This week, the Association of Certified Fraud Examiners (AFCE) holds its annual International Fraud Awareness Week from November 14–20, 2021. The ACFE is the world’s largest anti-fraud organization and works with its partners to provide training and prevention education. There are many types of fraud to which people fall victim. Tax fraud, identity theft, social engineering, money laundering, and other criminal activity can befall unsuspecting targets. Participate in this year’s Awareness Week by learning how to recognize fraud, report it, and help contribute to a safer world for yourself and others.

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Be Prepared and Start Your Holiday Shopping Early

By: Holly Love 11.04.21 2 minute read Holiday

If you did any shopping last year, you’re likely already aware of some of the challenges that made the holiday season even more hectic than usual. Unfortunately, many of those same snags will plague this year’s shopping, too. Beat the lines, the “sold out” signs, and get every item on your list by getting ahead of this year’s crowd. November marks the start of holiday shopping for many – and you should aim to be among them this year.

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Ask the Experts: Careers and Employee Benefits

By: Holly Love 10.28.21 7 minute read Ask The Experts

In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Kristine Belser, who brings her diverse human resource management experience and ideas to the associates at American Heritage.

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