Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Debt Skills and Time Management: How to Master Both

By: Holly Love 09.22.22 3 minute read
 

There are only twenty-four hours in a day, and how you spend each one can impact your entire life. If you frequently find yourself trying to magically turn back the clock, you may be in “time debt.”

Ineffective time management skills can cause us to “borrow” time from other activities to try and catch up with obligations, such as canceling one activity to make time for another. This then creates a “debt” to the first activity that needs to be repaid, and the cycle continues.

Unlike other forms of debt, time is a limited resource that is impossible to ever truly gain more of, and in the end, the bad habit of borrowing time will only lead to stress and neglected responsibilities.

By utilizing financial debt management skills, we can’t gain more time, but we can tackle time debt.

READ THE ARTICLE

Product Spotlight: Digital Services

By: Holly Love 08.25.22 3 minute read
 

Your financial institution’s digital and online service suite provides a unique banking experience that can set you on the road to financial freedom. No longer are you required to physically travel to a branch to have control over your bank account, so long as you have a computer, smartphone, or tablet.

READ THE ARTICLE

7 Back-to-School Tips That Go Beyond Budgeting

By: Holly Love 08.11.22 4 minute read
 

National Back-to-School Prep Day occurs annually on August 15, as the summer winds down and fall is just around the corner. While the hallmark of the back-to-school season is shopping for notebooks, backpacks, and supplies, there are plenty of lifestyle changes you shouldn’t forget.

Whether your children are back in the classroom or on a hybrid model, here are seven smart tips for a smooth back to school transition this year.

READ THE ARTICLE

Travel Tips for Planning Your Next Vacation

By: Holly Love 07.14.22 4 minute read
 

Vacations are the perfect opportunity for some well-deserved relaxation and making new memories. Get the most out of your getaway by planning your trip in advance. This way, you can spend your vacation time stress-free!

The last thing you should worry about on vacation is money. In this article, we offer tips or mindful spending and planning for travel.

READ THE ARTICLE

Here’s How Credit Card Interest Is Calculated

By: Holly Love 06.16.22 3 minute read
 

Credit card interest is often discussed, but not always understood. Despite the number of people who keep a credit card (or several) in their wallet, not everyone can explain the math that goes on behind the scenes.

Understanding how your monetary tools work is an important part of financial literacy, which is why in this article, we’ll break down credit card interest into basic dollars and cents.

READ THE ARTICLE

Need a New Vehicle? Here’s How to Sell Your Car

By: Holly Love 05.12.22 3 minute read
 

It’s time to upgrade your vehicle to something that better suits your lifestyle and needs, but what’s the best way to get rid of your old car? If it is in good condition, many owners choose to sell their car to put money towards the cost of the next one.

Selling a car is not as simple as selling other belongings and requires additional effort and paperwork. In this blog, we break down the process for car owners to pass on the keys.

READ THE ARTICLE

Can I Get Approved for a Mortgage with Student Loan Debt?

By: Holly Love 04.01.22 4 minute read
 

Getting approved for a mortgage when you have college debt can be complicated – but having student loans does not mean an automatic denial. Nearly 46 million Americans have student loan debt as of 2022, and many of those holding loans are looking to be homeowners soon.

If you owe a student loan debt or are planning to buy a home in the future with someone who owes, don't fret! Owning a home is not out of the question. Knowing how mortgage approvals are determined and what to expect will help you on your way to homeownership.

READ THE ARTICLE