Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How Much House Can You Afford?

By: John Lutz 10.29.26 4 minute read

Buying a home is one of the most exciting moments of your life. It's your chance to finally realize the home of your dreams, complete with the bedrooms, kitchen, and style you've always hoped for. But amidst all the vision boards and scrolling for amenities like furniture and home gadgets, it can be easy to lose sight of how much home you can afford.

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What are Imposter Scams, and How Can You Protect Yourself from Them?

By: John Lutz 10.15.26 4 minute read

Costumes and disguises can be all the rage in October with the Halloween season upon us. But there are some individuals out there who prefer to be masked year-round, and their intentions are much scarier than merely trick-or-treating. These individuals are known as imposters, and there are some out there who may try and trick you into giving them money, personal information, or other valuable assets.

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Ask the Experts: What is VantageScore®?

By: John Lutz 10.01.26 4 minute read

What's your credit score? If you don't at least have a rough idea right away, it may be a good idea to check and find out! Here at American Heritage Credit Union, we're proud to provide our members with access to VantageScore®, a credit scoring model that analyzes your credit-related activities and provides a frame of reference to lenders.

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How a HELOC Helped a Member Renovate Her Home

By: John Lutz 08.24.26 2 minute read

While summer is a season often associated with vacations and fun, it can often be a challenging time of year, especially for homeowners. Landscaping, maintaining comfort in the home, and more can often make home upkeep and renovations feel like a second full-time job. But for one American Heritage member, a Home Equity Line of Credit (HELOC) helped make her and her family's summer all the better.

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What is a Credit Union?

By: John Lutz 08.13.26 3 minute read

Do you know what a credit union is? If you don’t, you’re probably not alone. Maybe you’ve driven by one, have seen advertising, or know a friend or family member who is a credit union member. But what makes a credit union different, especially from a bank or other financial institution?

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Am I a Good Candidate for a Balance Transfer?

By: John Lutz 07.30.26 4 minute read

Interest rates for credit cards can be quite high. According to LendingTree, the average interest rate for credit cards collecting interest (meaning they carry over a balance month-to-month) was 22.15% at the end of the 2026’s second quarter. If you’ve felt the increased pressure on your wallet, it may be time to look for a solution.

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Planning a Wedding on a Budget in 2026

By: John Lutz 06.18.26 4 minute read

If you’re recently engaged, congratulations! Planning a wedding is a beautiful time in your life, but one that is sure to come with some stressors and tough choices. However, by exploring all your options and alternatives, you can ensure that you and your loved ones still have a beautiful day without breaking the bank.

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