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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Is an Electric Vehicle the Right Car for You?

By: John Lutz 04.30.26 5 minute read

Have you seen more people charging their cars instead of filling up at the gas pump out on your drive? Electric vehicles, also known as EVs, have become more popular over the last few years. Whether it's helping the environment, saving money on gas, or wanting to try something different, there are a variety of reasons that an EV could be an option for you.

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Ten Terms Every Homebuyer Should Know

By: John Lutz 04.23.26 5 minute read

Buying a home is a major and exciting milestone in life, but one that can feel a bit intimidating at times. However, armed with the proper knowledge and understanding, you can make the process of finding your dream home much simpler.

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What Do I Need to Open a Home Equity Line of Credit (HELOC)?

By: John Lutz 02.26.26 4 minute read

Home equity is one of the most valuable resources you have as a homeowner. If you’ve decided to take advantage of your equity and open a home equity line of credit (HELOC), there are a few steps you should follow in the application process. This includes submitting documents like proof of income, employment verification, property information, and more.

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What is Amortization?

By: John Lutz 02.19.26 4 minute read

Loans, whether it be a mortgage, auto loan, or personal loan, all follow a basic structure. But as a borrower, you may be wondering how exactly your monthly payments are calculated. If you look ahead to your payment schedules, you may ask why you're paying more than what you initially applied to borrow. The process that details this is known as amortization.

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Am I a Good Candidate to Refinance My Mortgage?

By: John Lutz 02.12.26 6 minute read

As mortgage rates rise and fall over time, you may be wondering how you can take advantage of the market as a homeowner. You probably hear the term "mortgage refinancing" brought up often, especially when rates are lower than they typically would be. But what exactly is mortgage refinancing, and how do I know if I'm a good candidate?

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What is a Home Equity Line of Credit and How Does It Work?

By: John Lutz 01.15.26 4 minute read

Being a homeowner is a major accomplishment in life. Your home is likely the biggest purchase you'll ever make, and you deserve to be rewarded for your hard work and perseverance in owning a home. A Home Equity Line of Credit is a perfect opportunity for you to maximize your home's value and achieve long-awaited goals.

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