Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How a HELOC Helped a Member Renovate Her Home

By: John Lutz 08.24.26 2 minute read

While summer is a season often associated with vacations and fun, it can often be a challenging time of year, especially for homeowners. Landscaping, maintaining comfort in the home, and more can often make home upkeep and renovations feel like a second full-time job. But for one American Heritage member, a Home Equity Line of Credit (HELOC) helped make her and her family's summer all the better.

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What is a Credit Union?

By: John Lutz 08.13.26 3 minute read

Do you know what a credit union is? If you don’t, you’re probably not alone. Maybe you’ve driven by one, have seen advertising, or know a friend or family member who is a credit union member. But what makes a credit union different, especially from a bank or other financial institution?

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Am I a Good Candidate for a Balance Transfer?

By: John Lutz 07.30.26 4 minute read

Interest rates for credit cards can be quite high. According to LendingTree, the average interest rate for credit cards collecting interest (meaning they carry over a balance month-to-month) was 22.15% at the end of the 2026’s second quarter. If you’ve felt the increased pressure on your wallet, it may be time to look for a solution.

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Planning a Wedding on a Budget in 2026

By: John Lutz 06.18.26 4 minute read

If you’re recently engaged, congratulations! Planning a wedding is a beautiful time in your life, but one that is sure to come with some stressors and tough choices. However, by exploring all your options and alternatives, you can ensure that you and your loved ones still have a beautiful day without breaking the bank.

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Your Midyear Credit Check: How is Your Score?

By: John Lutz 06.04.26 3 minute read

Whether it's time on the beach, a camping trip, or sitting by the pool, summer can be an incredibly fun season. But all that fun can often bring more spending. Now that we're officially in the summer months and halfway through the year, it may be a good time to review your spending habits and take a closer look at your credit score.

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Your Guide to First-Time Homebuyer Assistance Programs

By: John Lutz 05.21.26 5 minute read

Has buying a first home seemed like an impossible task? You're not alone in this feeling, but the truth is there are lots of resources and tools out there for first-time homebuyers! Assistance programs are designed with first-time buyers in mind and provide you with the education and financial support you need to fulfill your dream of becoming a homeowner.

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Is an Electric Vehicle the Right Car for You?

By: John Lutz 04.30.26 5 minute read

Have you seen more people charging their cars instead of filling up at the gas pump out on your drive? Electric vehicles, also known as EVs, have become more popular over the last few years. Whether it's helping the environment, saving money on gas, or wanting to try something different, there are a variety of reasons that an EV could be an option for you.

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