Nothing beats spending time in the great outdoors, but having the right equipment on hand can make each outing more fun and exciting. If you’re thinking of buying your first outdoor toy – whether it’s a boat, motorcycle, ATV, or RV – congratulations! It’s a big step toward helping you and your loved ones have fun away from the TV.
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For the seasoned homeowner, researching how to fund your next big project or life event can bring up a variety of complicated terms. Many of these terms are presented together, but they often work very differently from one another. In this article, we compare a Home Equity Line of Credit (HELOC) to refinancing your existing mortgage. To learn how each option works and when you would want to choose one over another, continue reading.
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In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert William Mello, who has brought an industry’s worth of experience to American Heritage’s business lending teams.
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Buying a house is a great investment in your future. But the process can be a bit confusing when you’re first starting out. If you’re not careful, or let your emotions get the better of you, it’s possible to make mistakes that can derail the homebuying process or lead you to a home that isn’t the best fit for you (or your finances). Be sure to avoid these common homebuying mistakes from the beginning.
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Going to college is a big step. You’re able to stretch your legs and develop the skills you need to be independent once you graduate. One of the most important skills you’ll need to learn isn’t taught in the classroom: how to manage your finances in college.
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Payday is, for some, a mini personal celebration that happens one or two times per month. For others, payday is a welcome relief to help afford the necessities of life. For many Americans, living paycheck to paycheck is an unfortunate way of life, especially during difficult economic times. The gap between paydays can seem to stretch on and on. To combat this, some app developers have stepped in with a proposed solution: paycheck advance apps. A way to get your paycheck early sounds like a dream come true, but what’s the catch?
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In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Bryan Eichenbaum, an expert on all things lending at American Heritage.
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Everyone knows that saving money is essential if you want to build a financially secure future. But having a general savings account may not be enough to help you get through those lean times (such as losing a job) or to cover a surprise bill (such as medical expenses or car repairs). You need to develop a solid emergency savings fund if you want to keep your finances in good shape.
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Credit cards are one of the most versatile tools you can carry in your wallet. From getting extra rewards when swiping at gas stations or grocery stores to building your credit score, these pieces of plastic can impact your financial health. With so many options available, how do you choose?
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Sometimes we find ourselves no longer in need of the things we keep around the house. Gently used or good condition items can find life in a new home — a much more environmentally friendly solution than ending up in the trash. Before you reach for the online marketplace, consider the value of giving the item away for free. This simple action can create a large positive impact on interpersonal relationships and your surrounding community.
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