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Product Spotlight: Holiday Loan and Savings Club
While the holiday season may be a time of tradition for many, changing economic factors will force many to adapt their habits to fit a tighter budget this year.
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Posts about Holiday (2)
Scare Off Scammers With These Halloween Security Tips
Ghosts, goblins, witches, and vampires – everyone knows All Hallows’ Eve is full of creepy creatures. But the scariest of them all may be scammers who try to trick you into revealing your sensitive personal information. Millions of Americans have their identities stolen or compromised each year, and dealing with the aftermath of identity theft and fraud is no treat. In honor of both Halloween and Cybersecurity Awareness Month, check out these tips to stay safe online and protect yourself from cybercriminals.
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Your Holiday Tipping and Gifting Guide
Holiday spirit can encourage increased tipping and additional cash gifts for workers in the service industry and other customer-facing roles. It’s a thoughtful gesture and is a great way to pay a special thanks to our everyday heroes. Keeping your budget in mind, if you can afford to tip extra this holiday season, you should! Gift-giving around the holidays is not just for family or friends, but for anyone we would like to show appreciation.
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Feeling Thankful? Here are 8 Ways To Give Back on Thanksgiving
When you think of Thanksgiving, what do you think of first? Is it gathering with friends and family? Is it the food? Or is it your feelings of thankfulness for everything you have in your life? Whatever you associate the holiday with, there are others in the community who may not get to experience the same joy around the holidays. But you can help change that by finding ways to give back to your community. Here are a few simple ways to give back on Thanksgiving and spread some holiday cheer.
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Be Prepared and Start Your Holiday Shopping Early
If you did any shopping last year, you’re likely already aware of some of the challenges that made the holiday season even more hectic than usual. Unfortunately, many of those same snags will plague this year’s shopping, too. Beat the lines, the “sold out” signs, and get every item on your list by getting ahead of this year’s crowd. November marks the start of holiday shopping for many – and you should aim to be among them this year.
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7 Ways to Give Back This Holiday Season
The spirit of giving is always alive and well during the holidays, and we know that’s especially true this year. As so many people grapple with the hardships of COVID-19, many of us are looking for ways to lend a helping hand. But with new safety concerns, it can be a challenge to find ways to help others while safeguarding our own health. That’s why we’re sharing this list of seven ways you can make a difference in your community right now, without putting yourself at risk.
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Creating Happy Holidays on a Budget
There are lots of reasons to love the holidays: the lights, the gifts, the time with family. But here’s something you probably don’t love: a big credit card bill or low checking account balance to start the new year. By some estimates, the average American spends around $1,000 on holiday expenses. However, with a little planning and smart purchases, it’s possible to enjoy lots of holiday fun without spending lots of money.
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Careful Spending Tips for the Holidays
The holidays are a season of charity and generosity. With this spirit of giving, it is easy to overindulge and buy a gift for everyone in our lives. Though we never want to discourage kindness, overextending your finances for the sake of the holidays isn’t a wise financial decision. We've compiled some resources and tips to help navigate this potentially challenging holiday season:
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How-To: Charitable Giving
It's never a bad time to get involved with a charitable cause. However, it’s also a good idea to think before you donate. While giving to global charities and community charities is a wonderful thing, it’s also a good idea to make sure that you’re giving in a way that provides maximum value for your giving dollar and allows you to take advantage of the tax value of donations.
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6 Must-Follow Holiday Budgeting Tips
The holidays are approaching quickly and with them comes fun, food, gifts for the family, and the need to figure out how to pay for it all. The fact is, the average American can easily spend between $800 – $1000 on the holidays each year. Unfortunately, many people don’t save in advance and put it all on the credit card. This leaves them with a savings shortfall, or worse, a large credit card balance that they’ll be paying off well into the following year.
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