Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 
Click here to join the email list.
A young businesswoman shakes hands

How to Launch Your Dream Business

By: American Heritage 08.22.19 4 minute read Business

Owning your own business is one of the most rewarding career paths you can follow. More and more young people are seeing the benefits of self-employment, and over 62% of Millennials have considered starting their own business, with 72% feeling that startups and entrepreneurs are a necessary economic force for creating jobs and driving innovation. Starting a business takes hard work, dedication and maybe even a few sleepless nights, but the satisfaction of running your own profitable company is incredibly powerful.

READ THE ARTICLE
Person filling out a paper application for a loan

Should You Choose a Secured or Unsecured Loan?

By: American Heritage 08.15.19 3 minute read Savings & Budgeting

Life takes money. And sometimes, it takes a lot of money at once. Whether you are planning a wedding, updating your kitchen, or fixing your car, having affordable access to cash is often essential. After all, you don’t want to wipe out your savings. When it’s time to look for a loan or line of credit, one of the first questions to ask is: secured or unsecured?

READ THE ARTICLE
A smiling young man hands a waiter his credit card at a restaurant.

New to Credit Cards? Learn How to Use Them Responsibly and Avoid Debt

By: American Heritage 08.01.19 3 minute read Credit

If you just got your first credit card, or soon will, you have probably heard that credit card debt is a major risk to avoid. While that is true, you shouldn’t be afraid to properly use your credit card. The fact is that like most tools, credit cards can be helpful when used responsibly and can lead to problems when used irresponsibly.

READ THE ARTICLE
Business owners high-five outside of a restaurant

Four Ways Credit Unions Create Economic Opportunity

By: American Heritage 07.18.19 2 minute read Business Policy & Economy

If you own or work for a local business, you understand how important your community is to the success of your business. At American Heritage Credit Union, we do too. As a credit union with deep local roots, our commitment to serving members’ financial needs goes hand-in-hand with our work to support our community.

READ THE ARTICLE
Car sales lot with a variety of vehicles.

How to Finance Your Next Vehicle

By: American Heritage 07.11.19 3 minute read Auto

We all need reliable, affordable transportation. For many of us, an auto loan is essential when it’s time to buy our next new or used vehicle. The type of financing you choose and the lender you turn to for your loan is a bigger deal than you might think. Over your lifetime, you’ll probably own many different vehicles. You will likely spend more money on these vehicles and related expenses than you’ll spend on your home. In fact, an AAA study suggests you’ll spend between $6,000 and $9,000 per year on fuel, maintenance, repairs, insurance, fees, depreciation, and interest. That’s a lot of money.

READ THE ARTICLE
Person looking at financial graphs on a laptop with a calculator nearby.

7 Key Questions to Ask About Your Finances

By: American Heritage 07.05.19 2 minute read Savings & Budgeting

Your finances are much more than your monthly bills and account statements. They reflect your day-to-day needs, long-term goals, and overall relationship with your money. Because your finances are constantly changing, financial habits that worked last year might need some adjustments this year. Staying financially healthy is a lifelong process.

READ THE ARTICLE
A woman looks under the hood of her car while talking on the phone

5 Tips for How to Handle Unexpected Expenses

By: American Heritage 07.02.19 2 minute read Savings & Budgeting

We’ve all been there. You a have car that needs repair. You have a leaky roof in your new home. You have ANOTHER out-of-town wedding invitation, which means shelling out money for hotel, travel, etc. These are just a few examples of unexpected expenses that we all endure, many of which seem to occur at the most inopportune times.

READ THE ARTICLE
A backyard party lit by candlelight

How to Entertain on a Budget

By: American Heritage 06.13.19 2 minute read Holiday Culture

Get-togethers with friends and family are often the biggest highlights of the summer. But if you’re the one hosting that graduation party, Fourth of July barbecue, or family reunion, you may also wind up with a big bill. Fortunately, your next gathering doesn’t have to be an expensive affair. Entertaining on a budget can be as simple as an outdoor picnic or evening game night. Even though food, drink, and décor are important, the key to a great party is the people. After all, your friends will remember the laughs and conversations, not your discount tablecloth.

READ THE ARTICLE
A person uses a calculator to make sense of their finances

Rates, APRs, and Dividends: What They Are & Why They Matter

By: American Heritage 06.06.19 3 minute read Investing & Retirement

When you’re applying for a loan, shopping for an account, or listening to a finance pro, you’re bound to come across a lot of financial jargon – but rarely a clear explanation of what these terms mean. A solid understanding of key banking concepts like rate, APR, and dividend is crucial to making smart financial decisions – and can help put more money in your pocket (and keep it there).

READ THE ARTICLE
17 18 19 20 21

Want to stay up-to-date with more financial articles? Join our email list and receive the latest blog articles in your inbox.

SIGN UP FOR YOUR FAVORITE TOPICS