Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How to Launch Your Dream Business

By: American Heritage 08.22.19 4 minute read

Owning your own business is one of the most rewarding career paths you can follow. More and more young people are seeing the benefits of self-employment, and over 62% of Millennials have considered starting their own business, with 72% feeling that startups and entrepreneurs are a necessary economic force for creating jobs and driving innovation. Starting a business takes hard work, dedication and maybe even a few sleepless nights, but the satisfaction of running your own profitable company is incredibly powerful.

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Should You Choose a Secured or Unsecured Loan?

By: American Heritage 08.15.19 3 minute read

Life takes money. And sometimes, it takes a lot of money at once. Whether you are planning a wedding, updating your kitchen, or fixing your car, having affordable access to cash is often essential. After all, you don’t want to wipe out your savings. When it’s time to look for a loan or line of credit, one of the first questions to ask is: secured or unsecured?

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Surviving Back to School and all Your Fall Expenses on a Budget

By: American Heritage 08.13.19 3 minute read

Whether you’re starting your kids in pre-school or returning to grad school, back to school is an exciting time for anyone starting something new. It’s also a time that requires you to buy! This may mean school supplies, books, new clothes, backpacks and briefcases and even new computers and tablets. While fall can add a lot of expenses to your plate, there are plenty of ways to get what you need, get the maximum value for your dollar and stay within your budget.

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5 Facts that Show How Education Leads to Better Pay

By: American Heritage 08.08.19 2 minute read

We all want to live comfortably and build a secure financial future. Whether you’re supporting yourself or a big family, you deserve this financial freedom. Unfortunately, earning a good salary can be a challenge for many Americans. In today’s competitive job market, being a skilled and valuable employee is the best way to ensure a great paycheck. And this usually depends on a great education.

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New to Credit Cards? Learn How to Use Them Responsibly and Avoid Debt

By: American Heritage 08.01.19 3 minute read

If you just got your first credit card, or soon will, you have probably heard that credit card debt is a major risk to avoid. While that is true, you shouldn’t be afraid to properly use your credit card. The fact is that like most tools, credit cards can be helpful when used responsibly and can lead to problems when used irresponsibly.

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Four Ways Credit Unions Create Economic Opportunity

By: American Heritage 07.18.19 2 minute read

If you own or work for a local business, you understand how important your community is to the success of your business. At American Heritage Credit Union, we do too. As a credit union with deep local roots, our commitment to serving members’ financial needs goes hand-in-hand with our work to support our community.

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How to Finance Your Next Vehicle

By: American Heritage 07.11.19 3 minute read

We all need reliable, affordable transportation. For many of us, an auto loan is essential when it’s time to buy our next new or used vehicle. The type of financing you choose and the lender you turn to for your loan is a bigger deal than you might think. Over your lifetime, you’ll probably own many different vehicles. You will likely spend more money on these vehicles and related expenses than you’ll spend on your home. In fact, an AAA study suggests you’ll spend between $6,000 and $9,000 per year on fuel, maintenance, repairs, insurance, fees, depreciation, and interest. That’s a lot of money.

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7 Key Questions to Ask About Your Finances

By: American Heritage 07.05.19 2 minute read

Your finances are much more than your monthly bills and account statements. They reflect your day-to-day needs, long-term goals, and overall relationship with your money. Because your finances are constantly changing, financial habits that worked last year might need some adjustments this year. Staying financially healthy is a lifelong process.

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5 Tips for How to Handle Unexpected Expenses

By: American Heritage 07.02.19 2 minute read

We’ve all been there. You a have car that needs repair. You have a leaky roof in your new home. You have ANOTHER out-of-town wedding invitation, which means shelling out money for hotel, travel, etc. These are just a few examples of unexpected expenses that we all endure, many of which seem to occur at the most inopportune times.

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