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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Your Open Enrollment Guide: Choose Benefits That Fit Your Life

By: American Heritage 11.20.25 3 minute read

November may bring cooler weather, shorter days, and plenty of pumpkin spice, but it also brings something important for your finances: open enrollment season. While it’s not celebrated with cozy sweaters or holiday treats, this once-a-year window gives you the chance to make big decisions about your health and financial well-being for the year ahead.

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8 Ways to Save on Your Thanksgiving Dinner This Year

By: John Lutz 11.13.25 5 minute read

While there’s a lot to be thankful for with the Thanksgiving holiday, one item that may not be so appreciative is your wallet. Between the meal itself, travel, decorations, and more, it may feel like the taps, swipes, and purchases never stop. However, with the proper budget and strategy in place, you can pull off a successful Thanksgiving that won’t empty your bank account.

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What is Tokenization, and Should I Be Using It?

By: John Lutz 11.06.25 3 minute read

Are you familiar with tokenization? As digital wallets and mobile payments have gotten more popular over the years, hackers have found more ways to steal your information. Tokenization is a process that combats fraud and protects your personal and payment information.

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What a Baby Costs in Their First Year in 2025

By: American Heritage 10.30.25 7 minute read

Whether you find out you’re expecting or you get a call from your adoption agency, your first response to welcoming a child is probably an instant rush of emotions. That is likely to be followed by a dawning realization of how much needs to be done—and spent—before the baby comes home. According to analysis by LendingTree, an online lending marketplace, it currently can cost nearly $300,000 to raise a child from infant to age 18.

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Secure Your Future: Saving, Investing, and Planning for Financial Freedom

By: American Heritage 10.23.25 3 minute read

When you hear the phrase "financial independence," do you picture someone sipping cocktails on a beach after retiring at 50? While that sounds nice, real financial independence isn't one-size-fits-all. It could simply mean sleeping better at night knowing your bills are paid, your debt is manageable, or you've got a plan for what comes next.

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The Importance of Staying On Top of Changes to Your Medicare Coverage

By: American Heritage 10.07.25 2 minute read

Did you miss your Annual Notice of Change (ANOC) from your insurance company? If so, you're not alone. In fact, new research shows that only 48% of Medicare beneficiaries read every piece of mail sent by their insurance company. Of those that do read their Annual Notice of Change from their insurance company, only 36% of Medicare beneficiaries say they find the information in their plan's letter easy to understand.

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