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Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How to Financially Prepare for Emergencies and Natural Disasters

By: American Heritage 09.04.25 3 minute read

We can't predict when disaster will strike, but we can plan for it. From blizzards, floods, and power outages to medical emergencies and job loss, unexpected events can shake up your life and your budget. That’s why every September, National Preparedness Month reminds us all to prepare ahead of time to protect our families, homes, and finances.

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Your First Loan: How to Borrow with Little or No Credit

By: American Heritage 08.28.25 3 minute read

Are you ready to borrow but don't have a strong credit history? Whether you're just getting started in life, recently moved to the U.S., or are rebuilding after a long credit break, applying for your first loan can feel intimidating, especially if your credit file is thin or nonexistent. The good news? You have more options than you think.

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Back-to-School Budgeting Made Easy: How Families Can Cut Costs and Stress

By: American Heritage 08.14.25 4 minute read

From notebooks and new shoes to tablets and tuition, the average family spends hundreds gearing up for a new school year. But a little planning goes a long way. Whether you're shopping for your kindergartener or your high schooler, here's how to make the most of your budget this season without sacrificing your child's success or your financial freedom.

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Tips for Talking to Your Kids about Money

By: John Lutz 08.07.25 4 minute read

Tuesday, August 12 is recognized as International Youth Day. This observance offers an opportunity to recognize the importance of children and young adults in society, as well as ways to support their development and growth. Children are naturally curious, and as they get older, they’re sure to have more questions about money.

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Navigate Becoming Power of Attorney for an Aging Parent with Confidence

By: American Heritage 07.31.25 4 minute read

Taking on the role of power of attorney (POA) agent for a parent can feel overwhelming, because it is. It means stepping into their shoes, often during times of vulnerability, and making important decisions about their finances, healthcare, or both. But while it comes with legal authority, it also comes with emotional weight and familial complexity.

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How to Financially Prepare for Parental Leave

By: John Lutz 07.24.25 4 minute read

If you’ll be welcoming, or recently welcomed, a child into the world, congratulations! This should truly be a pivotal and beautiful moment in your life. But with all the happiness and joy, there may also come some anxiety, particularly around finances. But with the right financial plan and budget, you can set yourself and your family up for successful parental leave.

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Vacation Smarter: How to Budget for the Unexpected

By: American Heritage 07.17.25 3 minute read

Your summer vacation should be full of sunshine, relaxation, and unforgettable memories, not unexpected bills. But even the best-planned trip can come with surprise expenses that throw your budget off course. From hidden fees to unexpected detours, staying financially prepared can make all the difference. Here are some tips.

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