Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Tips to Protect Yourself Online for World Password Day and Every Day

By: Kevin McNamara 05.09.23 4 minute read

In the last five to ten years, large scale data breaches appear to be getting ever more common. It seems like every week, another news story breaks about a large company that fell victim of a data breach. These breaches see millions of users’ personal information compromised, often including usernames and passwords, either encrypted, or in the worst cases, in plain text.

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What Do the New Loan-Level Pricing Adjustments (LLPAs) Mean for Mortgage Rates?

By: Holly Love 05.04.23 3 minute read

You may have seen in the news that there is a “new” tax for mortgage borrowers with higher credit scores. Bold headlines are claiming that those with a higher credit score will be paying more to subsidize those with lower credit scores, sometimes going as far as to wrongly suggest that you should deliberately lower your credit score to pay less. This has been misconstrued.

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Teaching Kids About Money: 7 Mistakes to Avoid

By: American Heritage 04.13.23 3 minute read

Financial literacy is an essential life skill that lays the groundwork for a successful future. As parents, grandparents, or guardians, it’s crucial to teach children about money management since that’s often not covered in schools. To help you guide your little ones on this important journey, we've compiled a list of seven common mistakes to avoid when teaching your kids about money.

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Things to Consider Before Accessing Your Home Equity

By: American Heritage 03.30.23 3 minute read

Home is where the heart is… and it can also be a valuable source of low-cost funds you can use for just about anything. If you’re a homeowner who’s built up equity in your home, you may have the opportunity to access affordable financing through a Home Equity Loan or Home Equity Line of Credit (HELOC). Here are some things to consider before tapping into your equity.

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What is PMI?

By: American Heritage 03.25.23 3 minute read

Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying a home with a conventional mortgage or refinancing that loan. Understanding PMI can help you to avoid paying it or saving money in the long term. Here’s what you need to know:

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Choosing the Right Travel Credit Card to Fit Your Needs

By: Kirstin Wilson 03.16.23 4 minute read

Traveling can bring excitement, new experiences, and can even help you recharge and reduce stress. But to travel, you’ll need to pay for your trip and expenses that come with it. Travel credit cards are a great option for those looking to earn and redeem points, cash back, and receive valuable perks to help ease travel costs.

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Top 5 Things to Do in Philadelphia this March Under $60

By: Nicholas Franks 03.02.23 2 minute read

The City of Brotherly Love: the heartbeat of the Delaware Valley which we’ve been tied to since 1948. American Heritage Credit Union is one of the leading financial institutions in the greater Philadelphia area that provides members with full-service banking solutions while continually staying involved with our community. Here are some affordable things that you can do this month with your friends or family for under $60!

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5 Money Saving Tips From America Saves Week

By: American Heritage 02.23.23 3 minute read

Since 2007, America Saves Week has been inspiring people of all ages to commit to building and maintaining good savings habits. This year’s theme is “A Financially Confident You,” and it’s all about taking control of your finances to achieve financial well-being. In honor of America Saves Week, here are some money-saving tips to help you boost your financial confidence and empower your financial future.

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