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Woman holding a young child while they look at a car window sticker together at a dealership, smiling and pointing at the details.

Save More by Buying a Car at these Key Times of Year

By: Holly Love 02.16.23 3 minute read Auto

A vehicle is no small purchase. Many people will research for hours before making a decision, comparing manufacturers, models, and even dealerships. When doing your research, don’t forget to answer this vital question: when is the best time to buy? By timing your purchase for a sales event, you can save yourself thousands of dollars on the ticket price or interest payments over the life of your loan. Between inflation and high vehicle costs, it’s more important than ever to save on large purchases like a new car. By learning the best times to shop for a new car, you can stack the odds in your favor that you’ll be driving off the lot with the car of your dreams at a comfortable price.

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Close-up of a person holding a smartphone and a blue credit card. The phone screen shows a messaging app with a video call ended and a message saying, “How much do you need??”, suggesting a potential romance scam.

Swipe Left On Romance Scams, Catfishing & Other Online Tricks

By: American Heritage 02.09.23 3 minute read Culture

Millions of people use dating apps or social networking sites like Facebook and Instagram in the hope of finding love. Instead of finding their dream person, they wake up to an empty bank account. In fact, in 2021 alone, the Federal Trade Commission said that losses from romance scams were up nearly 80% from 2020, totaling $547 million. There are lots of things to look out for when it comes to romance and other online scams. In this blog, we’ll look at some different kinds of scams so you can avoid them and the heartache that can come along with them.

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Woman using two-factor authentication on her phone to log into a laptop for added security.

Protect Yourself with These Tips from Identity Theft Awareness Week

By: Holly Love 02.02.23 5 minute read Security

Identity theft can be a devastating crime that victims may not notice until it is already too late. Anyone can become a victim of identity theft, but luckily, anyone can take precautions to protect themselves. The Federal Trade Commission (FTC) and its partners hosted Identity Theft Awareness Week from January 30 through February 3, 2023. Their mission is to raise awareness that any person, of any age or background, can be a target for identity theft. Continue reading to learn how to detect, prevent, and report identity theft.

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Man tiling a kitchen backsplash during a home renovation project.

Use Your Home Equity for Home Projects and Debt Consolidation

By: Holly Love 01.26.23 3 minute read Home Equity

Soaring home prices over the past few years have caused an interesting side effect – homeowners are finding themselves with a lot more home equity. Home equity is the difference between your home’s value and how much you still owe on your mortgage. For example, if your home is worth $300,000, and you owe $50,000 on your mortgage, you have $250,000 in equity.

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Smiling older man sitting on a cushioned patio chair, holding a credit card and talking on his phone, with a relaxed and cheerful expression.

How to Pay Off Credit Card Debt Faster with a Balance Transfer

By: American Heritage 01.19.23 3 minute read Credit

Between the rising cost of gas and groceries, holiday expenses, and unexpected bills, chances are your credit card balance may be a little higher than you’d like. Luckily, there’s a simple solution to help you lower your monthly payments and pay off your credit card debt faster: transferring your current balance to a low- or no- interest credit card. Here’s how a credit card balance transfer can help you get a fresh start and give your budget some breathing room in the new year.

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Three volunteers in blue shirts sorting donation boxes together

Celebrate Martin Luther King Jr. Day by Honoring His Words

By: American Heritage 01.12.23 3 minute read Culture

Each January, we celebrate the wisdom and legacy of Martin Luther King, Jr., whose fight and vision for a better society left a lasting mark on the nation and still inspire many to this day. Though his “I Have a Dream” speech is perhaps his most famous, King gave over 2,500 speeches in his lifetime and was full of powerful truths and beliefs that can guide us toward more meaningful, impactful living today. To celebrate MLK Day 2023, we have gathered some of our favorite actionable Martin Luther King quotes to help you honor everything he did for our country.

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Jars of money labeled

Save More in the New Year with These Tips

By: Holly Love 01.05.23 4 minute read Savings & Budgeting

Whether your goal is to save $500 or $5,000, methods used for saving can be easily scaled to accomplish any dream. Developing a plan early into the year can be inspiring, but you don’t need to wait for a new year to get started. Knowing which products earn the highest dividends will help you reach your goal faster. Depending on your needs, a high yield savings account or certificate are excellent choices for the determined saver.

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two-women-in-the-street-shopping

6 Ways to Save Big With Post-Holiday Sales

By: American Heritage 12.27.22 2 minute read Holiday Savings & Budgeting

If you didn’t snag all the Black Friday and Cyber Monday deals you were hoping for — or if you didn’t receive everything on your own wish list over the holidays — don’t worry. There are a ton of awesome shopping deals to be had after Christmas. With some planning, patience, and strategic shopping, you can score deep discounts from both big-box stores and mom-and-pop businesses trying to reduce their inventory and make room for new items in the new year. Here are some savings you can look forward to after Santa returns to the North Pole.

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man-walking-on-the-beach

Becoming More Mindful About Money

By: American Heritage 12.22.22 3 minute read Savings & Budgeting

Planning any New Year’s resolutions for 2023? Along with goals like eating healthier and exercising more, money-related resolutions are common. If you’ve committed to tackling debt or saving more in the coming year, that’s great news. Here’s how you can take this goal even further: Try becoming more mindful about your money. It’s a personal change that could really pay off, and not just financially.

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